8 Oak Ridge Rd, Middletown, NY 10940 Property Records

Orange County and Middletown City property record for 8 Oak Ridge Rd, Middletown, NY 10940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,556 sqft · built 1986
Lot Size	0.507 acres (22,066 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (May 2013)
Tax Bill	$11,329 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330900 55-1-43`

Property Details

APN / Parcel Number

Primary APN	`330900 55-1-43`
Alternative APNs	`090005500000010430000000` `1530510600` `55-1-43`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	2,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Lot Area	22,066 sqft (0.507 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	862 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1530510600
Street Address	8 OAK RIDGE RD
City	MIDDLETOWN
State	NY
Zip	10940-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	43.00
Jurisdiction	ORANGE NY
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	1300

Owner

8 Oak Ridge Rd is owned and occupied by an individual who acquired it in July 2018.

Source: Orange County and Middletown City records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8 OAK RIDGE RD, MIDDLETOWN, NY 10940-4644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2018	Deed of Trust, Mortgage ORANGE B&T CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2013 · Amount on File
Deed Sale	May 20, 2013 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Book / Page	13567 / 1630
Last Transfer Date	Jul 21, 2018
Transfer Doc	0000054922
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 OAK RIDGE RD, MIDDLETOWN, NY 10940-4644
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066935
Date	Nov 13, 2023
Book Page	15490/1081
Instrument	20230066935

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 OAK RIDGE RD, MIDDLETOWN, NY 10940-4644
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073983
Date	Nov 3, 2021
Book Page	15085/828
Instrument	20210073983

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	8 OAK RIDGE RD, MIDDLETOWN, NY 10940-4644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059393
Date	Aug 15, 2018
Book Page	0000014446/0000001001
Instrument	20180059393

Lender

Name	ORANGE B&T CO

Agreement

Amount	Amount on Record
Term	293 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Orange County and Middletown City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,800 Land $12,300 Building $28,500	$464,200
2024	$11,329.00
2023		$40,800 (-4.9%) Land $12,300 Building $28,500	$408,000 (+11.26%) Land $123,000 Building $285,000
2022		$42,900 Land $12,300 Building $30,600	$366,700 Land $105,138 Building $261,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Oak Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Oak Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY serves 30,000 people · EPA ID NY3503534
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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