Middlesex County and Reading Town property record for 8 Nichols Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,873 sqft · built 1952 |
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Jan 2022) |
| Tax Bill | $9,720 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0047.0 |
| Primary APN | READ M:016.0-0000-0047.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 2,792 sqft |
| Basement Area | 894 sqft |
| Unfinished Basement | 563 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,153 sqft (0.164 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400000000710 |
|---|---|
| Street Address | 8 NICHOLS RD |
| City | READING |
| State | MA |
| Zip | 01867-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 334100 |
8 Nichols Rd is owned and occupied by two individuals who bought it in January 2022.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 NICHOLS RD, READING, MA 01867-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Nov 30, 2011 · Amount on File |
| Deed Book / Page | 79487 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 5, 2022 |
| Property Address | 8 NICHOLS RD, READING, MA 01867-3427 |
| Document Number | 079487-283 |
| Book / Page | 79487 / 283 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2417 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 NICHOLS RD, READING, MA 01867-3427 |
| Document Number | 0000002418 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2418 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 8 NICHOLS RD, READING, MA 01867-3427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74499-186 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 74499/186 |
| Instrument | 57880 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 8 Nichols Rd was $9,720, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,720.00 (+1.49%) | $886,900 (+5.48%) Land $497,200 Building $385,300 | $932,754 (-6.93%) |
| 2025 | $9,577.00 (+1.14%) | $840,800 (+4.07%) Land $471,200 Building $369,600 | $1,002,250 (+5.1%) |
| 2024 | $9,469.00 (+9%) | $807,900 (+17.09%) Land $452,700 Building $355,200 | $953,610 |
| 2023 | $8,687.00 | $690,000 Land $408,100 Building $281,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8 Nichols Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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