8 N Cummings Dr, Middletown, DE 19709 Property Records

New Castle County property record for 8 N Cummings Dr, Middletown, DE 19709

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,015 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-020.00-006`

Property Details

APN / Parcel Number

Primary APN	`23-020.00-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	1,286 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	154 ft deep x 37 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 N CUMMINGS DR
City	MIDDLETOWN
State	DE
Zip	19709-1665
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	23R-3
Legal Description	L197 198
Legal Subdivision	MIDDLETOWN CROSSING
Legal Lot Number	197
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	1
Census Block	1002
Census Tract	16614

Owner

Source: New Castle County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 N CUMMINGS DR, MIDDLETOWN, DE 19709-1665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2019	Deed, Transfer · FHA Mortgage PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2019
Deed Sale	May 6, 2019
Prior Sale	Dec 2, 2005 · Amount on Record
Deed Document Number	201933601
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	8 N CUMMINGS DR, MIDDLETOWN, DE 19709-1665
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049004
Date	Apr 26, 2021
Instrument	20210426-0049004

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 6, 2019
Property Address	8 N CUMMINGS DR, MIDDLETOWN, DE 19709-1665
Document Number	0000033601
Map Reference	DOC 200304290050913
Instrument Date	May 3, 2019
Instrument	20190506-0033601
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 N CUMMINGS DR, MIDDLETOWN, DE 19709-1665

Mortgage

Document Number	0000033605
Date	May 6, 2019
Instrument	20190506-0033605

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Middletown Town
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,282.00 (+26.72%)	$488,200 (+480.5%) Land $66,200 Building $422,000
2023	$2,590.00 (+0.19%)	$84,100 (-) Land $8,900 Building $75,200
2022	$2,585.00	$84,100 Land $8,900 Building $75,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW GROVE MILL serves 3,090 people · EPA ID DE0020122
Water Source	Purchased groundwater from ARTESIAN WATER COMPANY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Xfinity.

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