8 Maple Ter, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 8 Maple Ter, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,089 sqft · built 1895
Lot Size	0.39 acres (17,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,451 (2026)
Deeds & Mortgages	Jan 2022 Refinance Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0G3 P:0000013`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0G3 P:0000013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
Gross Area	3,674 sqft
Basement Area	970 sqft
Unfinished Basement	582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,001 sqft (0.39 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	8 MAPLE TER
City	MELROSE
State	MA
Zip	02176-6406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3013
Census Tract	336300

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 MAPLE TER, MELROSE, MA 02176-6406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ONTO MORTGAGE
Mar 15, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Feb 28, 2018	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2018
Deed Sale	Feb 28, 2018
Prior Sale	May 6, 2010 · Amount on Record
Deed Book / Page	70683 / 540
Last Transfer Date	Mar 9, 2021
Transfer Doc	77222-492
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	8 MAPLE TER, MELROSE, MA 02176-6406
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	079506-466
Date	Jan 10, 2022
Book Page	79506/466
Instrument	4733

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	8 MAPLE TER, MELROSE, MA 02176-6406
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077222-495
Date	Mar 15, 2021
Book Page	77222/495
Instrument	56843

Lender

Name	ONTO MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Mar 15, 2021
Property Address	8 MAPLE TER, MELROSE, MA 02176-6406
Document Number	077222-492
Book / Page	77222 / 492
Instrument Date	Mar 9, 2021
Instrument	56842
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	8 MAPLE TER, MELROSE, MA 02176-6406

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	8 MAPLE TER, MELROSE, MA 02176-6406
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76489-371
Date	Dec 21, 2020
Book Page	76489/371
Instrument	244053

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Feb 28, 2018
Property Address	8 MAPLE TER, MELROSE, MA 02176-6406
Document Number	70683-540
Book / Page	070683 / 000540
Instrument Date	Feb 23, 2018
Instrument	28234
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 MAPLE TER MELROSE MA 021766406, MELROSE, MA 02176-6406

Mortgage

Document Number	70683-544
Date	Feb 28, 2018
Book Page	070683/000544
Instrument	28235

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,451.00 (+11,713.75%)	$824,000 (+1.24%) Land $466,000 Building $358,000	$887,999 (+28.52%)
2025	$80.00 (-98.96%)	$813,900 (+4.74%) Land $466,000 Building $347,900	$690,935
2024	$7,717.00 (+2.42%)	$777,100 (+7.47%) Land $436,000 Building $341,100
2023	$7,535.00	$723,100 Land $405,900 Building $317,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	520 / 116

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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