8 Lost Meadow Ct, Saint Charles, MO 63303 Property Records

St. Charles County property record for 8 Lost Meadow Ct, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,428 sqft · built 1987
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Dec 2013)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A870002797`

Property Details

APN / Parcel Number

Primary APN	`A870002797`
Alternative APN	`3-0004-6105-00-0525.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,428 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	2,434 sqft
Basement Area	1,316 sqft
Finished Basement	994 sqft
Unfinished Basement	322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	55 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A870002797
Street Address	8 LOST MEADOW CT
City	SAINT CHARLES
State	MO
Zip	63303-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODFIELD #5 LOT 525
Legal Subdivision	WOODFIELD #5
Legal Lot Number	525
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1017
Census Tract	312300

Owner

Source: St. Charles County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK AND TRUST
Jan 9, 2026	Beneficiary Deed, Transfer
Jan 11, 2021	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2013 · Amount on Record
Deed Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	2013897420
Deed Book / Page	6126 / 1595
Last Transfer Date	Jan 5, 2026
Transfer Doc	0000001304
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 20, 2026
Property Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427
Document Number	0000018027
Instrument Date	Apr 14, 2026
Instrument	202618027
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427

Mortgage

Document Number	0000018027,
Date	Apr 20, 2026
Instrument	202618027

Lender

Name	STIFEL BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 9, 2026
Property Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427
Document Number	0000001304
Map Reference	MB 26 PG 15
Instrument Date	Jan 5, 2026
Instrument	2026R-001304
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	8 LOST MEADOW CT, SAINT CHARLES, MO 63303-4427
Document Number	0000005836
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 30, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 LOST MEADOW CT ST CHARLES MO 633034427, ST CHARLES, MO 63303-4427

Mortgage

Document Number	0000005836
Date	Jan 21, 2021
Instrument	5836

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 20, 2041

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+6.83%)	$74,756 (+10.04%)	$393,455 (+10.04%) Land $75,000 Building $318,455
2024	$4,026.00
2023		$67,936
2022			$357,559 Land $55,000 Building $302,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1979–2008)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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