8 Lock's Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 8 Lock's Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,568 sqft · built 2005
Lot Size	0.491 acres (21,388 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jun 2024)
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Jun 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 4 187`

Property Details

APN / Parcel Number

Primary APN	`18A 4 187`
Alternative APN	`10167000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,568 sqft Living Area
Gross Area	6,144 sqft
1st Floor Area	2,256 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,388 sqft (0.491 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	192 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10167000
Street Address	8 LOCKS RD
City	PALMYRA
State	VA
Zip	22963-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240001429 FAIRWAY-4 LOT 187 21,401 SF
Legal Subdivision	FAIRWAY ADDITION ONE
Legal Block	18
Legal Lot Number	187
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2003
Census Tract	20103

Owner

8 Lock's Rd is owned and occupied by an individual who bought it in June 2024.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	8 LOCKS RD, PALMYRA, VA 22963-2511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Nov 30, 2005 · Amount on File
Deed Document Number	20241429
Record Updated	Sep 20, 2026

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 10, 2024
Property Address	8 LOCKS RD, PALMYRA, VA 22963-2511
Document Number	0240001429
Map Reference	DB 96 PG 176
Instrument Date	May 30, 2024
Instrument	240001429
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LOCKS RD, PALMYRA, VA 22963-2511

Tax Assessment & Valuation

The 2025 property tax bill for 8 Lock's Rd was $3,697, up 10.4% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,700 (+9.7%) Land $33,000 Building $456,700	$489,700 (+9.7%) Land $33,000 Building $456,700
2025	$3,697.00 (+10.42%)	$446,400 Land $33,000 Building $413,400	$446,400 Land $33,000 Building $413,400
2024	$3,348.00
2023		$378,100 Land $33,000 Building $345,100	$378,100 Land $33,000 Building $345,100
2022	$3,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Lock's Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Lock's Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lock's Rd

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