8 Lloyd Rd, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 8 Lloyd Rd, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1956
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Feb 2026)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Nov 2023 Refinance Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:051 B:019`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:051 B:019`
Alternative APN	`4885`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	3,661 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4885
Street Address	8 LLOYD RD
City	WATERVILLE
State	ME
Zip	04901-4710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1014
Census Tract	24202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Lloyd Rd is owned by two individuals who bought it in February 2026.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	179 WINTHROP RD, READFIELD, ME 04355-3531
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit MAINE COMMUNITY BANK
May 9, 2007	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 20, 2026	Quit Claim Deed, Transfer GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Aug 8, 2014 · Amount on File
Deed Document Number	20263251
Deed Book / Page	15643 / 27
Prior Transfer Date	Feb 18, 2026
Prior Transfer Doc	2026003251
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	8 LLOYD RD, WATERVILLE, ME 04901-4710
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023022078
Date	Nov 2, 2023
Book Page	14905/44
Instrument	2023022078

Lender

Name	GORHAM SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	8 LLOYD RD, WATERVILLE, ME 04901-4710
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025020408
Date	Sep 16, 2025
Book Page	15495/252
Instrument	2025020408

Lender

Name	MAINE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2050

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	8 LLOYD RD, WATERVILLE, ME 04901-4710
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011964
Date	May 9, 2007
Book Page	09344/0147
Instrument	000000011964

Lender

Name	TD BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 20, 2026
Property Address	8 LLOYD RD, WATERVILLE, ME 04901-4710
Document Number	2026003251
Book / Page	15643 / 27
Instrument Date	Feb 18, 2026
Instrument	2026003251
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	179 WINTHROP RD, READFIELD, ME 04355-3531

Mortgage

Document Number	2026003252
Date	Feb 20, 2026
Instrument	2026003252

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 8 Lloyd Rd was $3,621.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00	$213,000 Land $36,000 Building $177,000
2024			$234,175
2023	$3,417.00 (+16.46%)	$171,700 (+51.28%) Land $27,800 Building $143,900
2022	$2,934.00	$113,500 Land $20,900 Building $92,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Lloyd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8 Lloyd Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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