8 Laurel Ln, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 8 Laurel Ln, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Mar 2010)
Tax Bill	$6,982 (2026)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U31 B:00041 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U31 B:00041 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	4,545 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	8 LAUREL LN
City	SPENCER
State	MA
Zip	01562-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Subdivision	LAURELAND SUGDEN LAKE
Legal Block	41
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1021
Census Tract	726100

Owner

8 Laurel Ln is owned and occupied by an individual who bought it in March 2010.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 LAUREL LN, SPENCER, MA 01562-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2010 · Amount on File
Deed Sale	Mar 24, 2010 · Amount on File
Prior Sale	Feb 27, 1997 · Amount on File
Deed Document Number	201029310
Deed Book / Page	45590 / 246
Transfer Doc	50259-152
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	8 LAUREL LN, SPENCER, MA 01562-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64056-117
Date	Dec 23, 2020
Book Page	64056/117
Instrument	160629

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 8 Laurel Ln was $6,982, up 10,018.8% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,982.00 (+10,018.84%)	$635,900 (+7.54%) Land $168,000 Building $467,900	$627,036 (-2.43%)
2025	$69.00 (-98.98%)	$591,300 (+0.15%) Land $146,200 Building $445,100	$642,675
2024	$6,754.00 (+4.84%)	$590,400 (+10.52%) Land $146,200 Building $444,200
2023	$6,442.00	$534,200 Land $146,200 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Laurel Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20