Waterford Town property record for 8 Laurel Crest Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1977 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (May 2017) |
| Tax Bill | $4,745 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:153 L:3940 |
| Primary APN | WATE M:153 L:3940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,144 sqft |
| Basement Area | 350 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Account Number | 353200 |
|---|---|
| Street Address | 8 LAUREL CREST DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 3940 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 693500 |
8 Laurel Crest Dr is owned and occupied by an individual who acquired it in April 2026.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8 LAUREL CREST DR, WATERFORD, CT 06385-3306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| May 16, 2017 | Warranty Deed, Transfer MERRIMACK MTG CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on File |
| Deed Sale | May 16, 2017 · Amount on File |
| Prior Sale | Mar 4, 1994 · Amount on File |
| Deed Book / Page | 1509 / 165 |
| Last Transfer Date | Apr 24, 2026 |
| Transfer Doc | 001890-293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Apr 27, 2026 |
| Property Address | 8 LAUREL CREST DR, WATERFORD, CT 06385-3306 |
| Document Number | 001890-293 |
| Book / Page | 1890 / 293 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026181501 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 LAUREL CREST DR, WATERFORD, CT 06385-3306 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 8 LAUREL CREST DR, WATERFORD, CT 06385-3306 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001748-176 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 1748/176 |
| Instrument | 163127 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | May 16, 2017 |
| Property Address | 8 LAUREL CREST DR, WATERFORD, CT 06385-3306 |
| Document Number | 1509-165 |
| Book / Page | 1509 / 165 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.88 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 15090167 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 01509/0167 |
| Name | MERRIMACK MTG CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 16, 2047 |
The 2026 property tax bill for 8 Laurel Crest Dr was $4,745, up 12.7% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,745.00 (+12.68%) | $193,370 (+7.27%) Land $79,410 Building $113,960 | $395,495 (+213.41%) |
| 2025 | $4,211.00 | $180,270 Land $79,410 Building $100,860 | $126,189 Land $55,587 Building $70,602 |
| 2024 | $4,211.00 (+13.2%) | ||
| 2023 | $3,720.00 | $175,480 Land $79,410 Building $96,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Laurel Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 Laurel Crest Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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