8 Lake Dr, Troy, IL 62294 Property Records

Madison County property record for 8 Lake Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 576 sqft · built 1987
Lot Size0.469 acres (20,440 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2004)
Tax Bill$4,842 (2025)
Deeds & MortgagesJun 2021 Mortgage
APN09-2-22-10-15-401-031

Property Details

APN / Parcel Number

Primary APN09-2-22-10-15-401-031

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area576 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area20,440 sqft (0.469 acres)
Lot Dimensions255 ft deep x 80 ft wide
Garage TypeAttached
Garage Area2 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8 LAKE DR
CityTROY
StateIL
Zip62294-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN LAKES SUBD LOT 8 80X255.5 X IRR
Legal SubdivisionTWIN LAKES SUBD
Legal Lot Number8
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1021
Census Tract403531

Owner

8 Lake Dr is owned and occupied by an individual who bought it in December 2004.

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8 LAKE DR, TROY, IL 62294-1735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2004 · Amount on File
Deed SaleDec 27, 2004 · Amount on File
Deed Document Number200475897
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address8 LAKE DR, TROY, IL 62294-1735
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027693
DateJun 29, 2021
Instrument2021R27693
Lender
NameDAS ACQUISITION CO LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8 Lake Dr was $4,842 with a homeowner's exemption, up 7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,842.00 (+7.03%)$81,610 Land $14,780 Building $66,830$244,830 Land $44,340 Building $200,490
2024$4,524.00
2022$3,967.00$63,620 Land $11,520 Building $52,100$191,051 Land $34,595 Building $156,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8 Lake Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 16,962 people · EPA ID IL1191000
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.69 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, T-Mobile.

Nearby Properties on Lake Dr

Nearby Streets

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