Otsego County and Oneonta City property record for 8 King St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 936 sqft · built 1900 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,000 (Aug 2021) |
| Tax Bill | $3,426 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 299.8-2-53 |
| Primary APN | 361200 299.8-2-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 468 sqft |
| 2nd Floor Area | 468 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 153 ft deep x 195 ft wide |
| Porch | Slab |
| Porch Area | 356 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0599 |
|---|---|
| Street Address | 8 KING ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 2 |
| Legal Lot Number | 53.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
Source: Otsego County and Oneonta City records · APN 361200 299.8-2-53
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 271 CHESTNUT ST, ONEONTA, NY 13820-1360 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST PRIORITY MORTGAGE INC |
| Nov 30, 2018 | Loan Modification, Mortgage · FHA Mortgage MB FIN'L BK |
| Nov 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 24, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Jan 24, 2017 · Amount on Record |
| Deed Document Number | 20214506 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 13, 2021 |
| Property Address | 8 KING ST, ONEONTA, NY 13820-1235 |
| Document Number | 506 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-4506 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 271 CHESTNUT ST, ONEONTA, NY 13820-1360 |
| Document Number | 507 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-4507 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 8 KING ST, ONEONTA, NY 13820-1235 |
| Document Number | 0000002988 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | INGEO |
| Name | Verified Name |
|---|---|
| Address | 8 KING ST ONEONTA NY 138201235, ONEONTA, NY 13820-1235 |
| Document Number | 0000002988 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 2988 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 08, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 8 KING ST, ONEONTA, NY 13820-1235 |
| Document Number | 0000000394 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 218 CHESTNUT ST ONEONTA NY 138201230, ONEONTA, NY 13820-1230 |
| Document Number | 0000000394 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 394 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 24, 2017 |
| Property Address | 8 KING ST, ONEONTA, NY 13820-1235 |
| Document Number | 0000000411 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 411 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 CHESTNUT ST ONEONTA NY 138201230, ONEONTA, NY 13820-1230 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,426.00 | $90,000 (-) Land $26,100 Building $63,900 | $126,761 (+14.09%) Land $36,761 Building $90,000 |
| 2023 | $90,000 Land $26,100 Building $63,900 | $111,111 Land $32,222 Building $78,889 |
Source: FEMA National Flood Hazard Layer as of March 20, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 175 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEONTA CITY serves 15,954 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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