Otsego County and Oneonta City property record for 8 Kearney St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,952 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $38,000 (Jan 2004) |
| Tax Bill | $7,216 (2026) |
| Deeds & Mortgages | Jun 2019 Sale Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 299.8-1-52 |
| Primary APN | 361200 299.8-1-52 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 752 sqft |
| 2nd Floor Area | 1,200 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 70 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 439 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1825 |
|---|---|
| Street Address | 8 KEARNEY ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 1 |
| Legal Lot Number | 52.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 591700 |
8 Kearney St is owned by two individuals who bought it in January 2004.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2151 COUNTY HIGHWAY 28, FLY CREEK, NY 13337 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2019 | Warranty Deed, Transfer OTHER |
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional with PMI VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2004 · Amount on File |
| Deed Sale | Jan 26, 2004 · Amount on File |
| Deed Book / Page | 1032 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 10, 2019 |
| Property Address | 8 KEARNEY ST, ONEONTA, NY 13820-1216 |
| Document Number | 0000002491 |
| Instrument Date | Jun 2, 2019 |
| Instrument | 2491 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $744.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2151 COUNTY HIGHWAY 26 FLY CREEK NY 133372609, FLY CREEK, NY 13337-2609 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 8 KEARNEY ST, ONEONTA, NY 13820-1216 |
| Document Number | 0000000060 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | ONEONTA ABSTRACT, ONEONTA ABS |
| Name | Verified Name |
|---|---|
| Address | 8 KEARNEY ST ONEONTA NY 138201216, ONEONTA, NY 13820-1216 |
| Document Number | 0000000060 |
|---|---|
| Date | Jan 4, 2019 |
| Instrument | 60 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
The 2026 property tax bill for 8 Kearney St was $7,216, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,216.00 (+2.46%) | ||
| 2025 | $7,043.00 | $186,000 Land $11,000 Building $175,000 | $261,972 Land $15,493 Building $246,479 |
| 2023 | $186,000 Land $11,000 Building $175,000 | $229,630 Land $13,580 Building $216,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Kearney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Kearney St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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