Cortland County and Cortland City property record for 8 Joy St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,299 sqft · built 1941 |
| Lot Size | 0.177 acres (7,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $22,000 (Jul 1997) |
| Tax Bill | $4,248 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.32-03-14.000 |
| Primary APN | 110200 86.32-03-14.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,299 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Upper Floors Area | 985 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 7,734 sqft (0.177 acres) |
| Lot Dimensions | 150 ft deep x 51.5 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,020 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8 JOY ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 3 |
| Legal Lot Number | 14.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records · APN 110200 86.32-03-14.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 JOY ST, CORTLAND, NY 13045-1724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 1997 · Amount on Record |
| Deed Sale | Jul 17, 1997 · Amount on Record |
| Prior Sale | Sep 03, 1996 · Amount on Record |
| Deed Book / Page | 1997 / 3035 |
| Record Updated | Jun 08, 2026 |
Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,248.00 (+9.15%) | $185,000 (+63.43%) Land $15,400 Building $169,600 | $190,722 (+22.99%) Land $15,876 Building $174,846 |
| 2023 | $3,892.00 Homeowner's exemption Senior Citizen's exemption | $113,200 Land $10,800 Building $102,400 | $155,068 Land $14,794 Building $140,274 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), as of August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239707004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 82 (1981–2013) |
| Claims Outside the SFHA | 2 of 82 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NY1101754, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORTLAND (C) serves 20,095 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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