8 Hydro Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 8 Hydro Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1950
Lot Size	0.261 acres (11,368 sqft)
Owner	Individual Name on File
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Jul 2026 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:096 B:25-A L`

Property Details

APN / Parcel Number

Primary APN	`M:096 B:25-A L`
Alternative APNs	`WEST M:96 B:25 L:A` `3201990`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	2,780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,368 sqft (0.261 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3201990
Street Address	8 HYDRO DR
City	WESTERLY
State	RI
Zip	02891-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2027
Census Tract	50802

Owner

8 Hydro Dr is owned and occupied by an individual who acquired it in July 2025.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 HYDRO DR, WESTERLY, RI 02891-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO
Oct 1, 2019	Trustee's Deed, Mortgage · Conventional Mortgage WASHINGTON TR MTG
Oct 1, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 21, 2025
Transfer Doc	02025-9833
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 24, 2026
Property Address	8 HYDRO DR, WESTERLY, RI 02891-2815
Document Number	0000002510
Book / Page	2026 / 11234
Instrument Date	Jul 22, 2026
Instrument	20262510
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HYDRO DR, WESTERLY, RI 02891-2815

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	8 HYDRO DR, WESTERLY, RI 02891-2815
Document Number	2020-9382
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HYDRO DR WESTERLY RI 028912815, WESTERLY, RI 02891-2815

Mortgage

Document Number	2020-9382
Date	Dec 29, 2020
Book Page	002020/029382
Instrument	6715

Lender

Name	WASHINGTON TR CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

October 2019: Trustee's Deed, Mortgage

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 1, 2019
Property Address	8 HYDRO DR, WESTERLY, RI 02891-2815
Document Number	2019-6429
Book / Page	002019 / 016429
Instrument Date	Sep 24, 2019
Instrument	4183
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HYDRO DR WESTERLY RI 028912815, WESTERLY, RI 02891-2815

Mortgage

Document Number	2019-6443
Date	Oct 1, 2019
Book Page	002019/016443
Instrument	4187

Lender

Name	WASHINGTON TR MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

October 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 1, 2019
Property Address	8 HYDRO DR, WESTERLY, RI 02891-2815
Document Number	2019-6432
Book / Page	002019 / 016432
Instrument Date	Sep 24, 2019
Instrument	4184
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HYDRO DR WESTERLY RI 028912815, WESTERLY, RI 02891-2815

Tax Assessment & Valuation

The 2025 property tax bill for 8 Hydro Dr was $2,647.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00	$372,300 Land $173,100 Building $199,200	$457,779
2023	$2,634.00 (+0.61%)	$273,800 (-) Land $123,700 Building $150,100
2022	$2,618.00	$273,800 Land $123,700 Building $150,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Hydro Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Hydro Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hydro Dr

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