8 Horton St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 8 Horton St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,448 sqft · built 1924
Lot Size	0.125 acres (5,436 sqft)
Owner	Individual Name on File
Last Sale	$704,000 (Jun 2026)
Tax Bill	$6,915 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-E B:0009 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-E B:0009 L:0003`
Alternative APNs	`M:007=E B:0009 L:0003` `10183030`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
Gross Area	3,281 sqft
1st Floor Area	998 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,436 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10183030
Street Address	8 HORTON ST
City	SAUGUS
State	MA
Zip	01906-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	9
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3014
Census Tract	208200

Owner

8 Horton St is owned and occupied by an individual who bought it in June 2026.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 HORTON ST, SAUGUS, MA 01906-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Nov 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Nov 23, 2022 · Amount on File
Deed Document Number	20262380
Deed Book / Page	43476 / 585
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	041318-165
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 30, 2026
Property Address	8 HORTON ST, SAUGUS, MA 01906-2427
Document Number	0000002380
Book / Page	43476 / 585
Instrument Date	Jun 22, 2026
Instrument	20262380
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HORTON ST, SAUGUS, MA 01906-2427

Mortgage

Date	Jun 30, 2026

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 23, 2022
Property Address	8 HORTON ST, SAUGUS, MA 01906-2427
Document Number	041318-165
Book / Page	41318 / 165
Instrument Date	Nov 22, 2022
Instrument	20221123001100
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HORTON ST, SAUGUS, MA 01906-2427

Mortgage

Document Number	221123001110
Date	Nov 23, 2022
Instrument	221123001110

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 HORTON ST, SAUGUS, MA 01906-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38332-461
Date	Mar 13, 2020
Book Page	38332/461
Instrument	20200313002250

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 HORTON ST, SAUGUS, MA 01906-2427
Document Number	37673-4
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HORTON ST SAUGUS MA 019062427, SAUGUS, MA 01906-2427

Mortgage

Document Number	37673-4
Date	Jul 17, 2019
Book Page	037673/000004
Instrument	1907172760

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 8 Horton St was $6,915, up 3.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,915.00 (+3.24%)	$663,600 (+5.8%) Land $328,900 Building $327,500	$665,736 (+2.84%)
2025	$6,698.00 (+4.44%)	$627,200 (+4.15%) Land $299,000 Building $328,200	$647,330
2024	$6,413.00 (+10.04%)	$602,200 (+16.34%) Land $281,900 Building $320,300
2023	$5,828.00	$517,600 Land $247,800 Building $269,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Horton St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 Horton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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