Rockland County and Ramapo Town property record for 8 Highridge Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,548 sqft · built 1964 |
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $349,000 (Sep 2013) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392613 42.14-1-23 |
| Primary APN | 392613 42.14-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 35,719 sqft (0.819 acres) |
| Lot Dimensions | 300 ft deep x 147 ft wide |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 348 sqft |
| Patio Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00381930000 |
|---|---|
| Old Parcel Number | 261304201400010230000000 |
| Street Address | 8 HIGHRIDGE RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGLE RESIDENCE |
| Legal Description | 121980 |
| Legal Subdivision | WHITES ORCHARD |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11509 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 8 HIGHRIDGE RD, SPRING VALLEY, NY 10977-1501 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Mar 19, 2020 | Loan Modification, Mortgage · Conventional with PMI PARKSIDE LNDG |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Dec 23, 2016 | Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2013 · Amount on Record |
| Deed Sale | Sep 11, 2013 · Amount on Record |
| Deed Document Number | 0201334019 |
| Deed Book / Page | 2013 / 34019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 8 HIGHRIDGE RD, SPRING VALLEY, NY 10977-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000031263 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025-00031263 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 15, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 8 HIGHRIDGE RD, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000011051 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | RIVERSIDE ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 8 HIGHRIDGE RD SPRING VALLEY NY 109771501, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000011051 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 11051 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 8 HIGHRIDGE RD, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000010456 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | RIVERSIDE ABSTRACT INC |
| Name | Verified Name |
|---|---|
| Address | 8 HIGHRIDGE RD SPRING VALLEY NY 109771501, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000010456 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 10456 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 8 HIGHRIDGE RD, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000000135 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2017 |
| Title Company | MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP |
| Name | Verified Name |
|---|---|
| Address | 8 HIGHRIDGE RD SPRING VALLEY NY 109771501, SPRING VALLEY, NY 10977-1501 |
| Document Number | 0000000135 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 135 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | New Hempstead Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $71,900 (+30.02%) Land $18,200 Building $53,700 | $926,546 (+1,452%) Land $234,536 Building $692,010 |
| 2023 | $55,300 Land $18,200 Building $37,100 | $59,700 Land $19,648 Building $40,052 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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