8 Hemlock Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 8 Hemlock Dr, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1990
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (Nov 2017)
Tax Bill$4,115 (2025)
Deeds & MortgagesSep 2020 Refinance
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9221-91

Property Details

APN / Parcel Number

Primary APN9221-91
Alternative APN
  • CUMB M:053 B:1045 L:000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,360 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,008 sqft (0.092 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9221-91
Street Address8 HEMLOCK DR
CityCUMBERLAND
StateRI
Zip02864-1916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block1045
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group4
Census Block4012
Census Tract11403

Owner

Source: Cumberland Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 HEMLOCK DR, CUMBERLAND, RI 02864-1916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
AMERISAVE MORTGAGE CORP
Nov 30, 2017Warranty Deed, Transfer · Conventional Mortgage
ROCKLAND TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Deed Book / Page1760 / 246
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address8 HEMLOCK DR, CUMBERLAND, RI 02864-1916
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1856-35
DateSep 24, 2020
Book Page1856/35
Instrument117464
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateNov 30, 2017
Property Address8 HEMLOCK DR, CUMBERLAND, RI 02864-1916
Document Number1760-246
Book / Page001760 / 000246
Instrument DateNov 30, 2017
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 EAST ST CUMBERLAND RI 028641803, CUMBERLAND, RI 02864-1803

Mortgage

Document Number1760-248
DateNov 30, 2017
Book Page001760/000248
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,115.00 (+5.59%)$335,400 (-) Land $123,100 Building $212,300
2023$3,897.00 (+0.46%)$335,400 (+29.6%) Land $123,100 Building $212,300
2022$3,879.00$258,800 Land $86,100 Building $172,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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