8 Held Cir, Charleston, SC 29412 Property Records

Charleston County property record for 8 Held Cir, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,455 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jan 2024)
Tax Bill	$11,491 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`425-05-00-030`

Property Details

APN / Parcel Number

Primary APN	`425-05-00-030`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,455 sqft Living Area
1st Floor Area	1,930 sqft
Upper Floors Area	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	135 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	371 sqft
Patio Area	371 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 HELD CIR
City	CHARLESTON
State	SC
Zip	29412-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -CREEK POINT DESCRIPTION -LT 30 BLK C
Legal Subdivision	CREEK POINT
Legal Block	C
Legal Lot Number	30
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	4
Census Block	4001
Census Tract	2002

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 HELD CIR, CHARLESTON, SC 29412-3706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ASSURANCE INC
Jan 16, 2024	Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
May 24, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 28, 2017	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Book / Page	1223 / 555
Prior Transfer Date	Oct 10, 2005
Prior Transfer Doc	J5590441
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	8 HELD CIR, CHARLESTON, SC 29412-3706
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HELD CIR, CHARLESTON, SC 29412-3706

Mortgage

Document Number	0013610604
Date	Jan 8, 2026
Book Page	1361/604

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 16, 2024
Property Address	8 HELD CIR, CHARLESTON, SC 29412-3706
Document Number	0012230555
Book / Page	1223 / 555
Map Reference	MB AE PG 25
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,794.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 HELD CIR, CHARLESTON, SC 29412-3706

Mortgage

Document Number	0001223556
Date	Jan 16, 2024
Instrument	1223/556

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2053

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 24, 2021
Property Address	8 HELD CIR, CHARLESTON, SC 29412-3706
Document Number	09940055
Book / Page	994 / 55
Map Reference	MB AE PG 25
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HELD CIR, CHARLESTON, SC 29412-3706

Mortgage

Document Number	99457
Date	May 24, 2021
Instrument	994/57

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Dec 28, 2017
Property Address	8 HELD CIR, CHARLESTON, SC 29412-3706
Document Number	0689/0133
Book / Page	000689 / 000133
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 HELD CIR CHARLESTON SC 294123706, CHARLESTON, SC 29412-3706

Mortgage

Document Number	689/0135
Date	Dec 28, 2017
Book Page	000689/000135

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,491.00 (+223.23%)	$690,000 (+2,4%) Land $180,000 Building $510,000	$690,000 (+24.32%) Land $180,000 Building $510,000
2024	$3,555.00 (+31.72%)	$27,600 (+24.32%)
2022	$2,699.00	$22,200	$555,000 (-19.57%) Land $125,000 Building $430,000
2020			$690,000 Land $180,000 Building $510,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 214 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	402 units insured incl. 188 condo units
Nearby Flood Claims	9 (2015–2023)
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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