Ledyard Town property record for 8 Harvard Ter, Gales Ferry, CT 06335
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,412 sqft · built 1954 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,584 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | LEDY M:91 B:910 L:8 |
| Primary APN | LEDY M:91 B:910 L:8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 2,584 sqft |
| Basement Area | 130 sqft |
| Unfinished Basement | 130 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 139800 |
|---|---|
| Street Address | 8 HARVARD TER |
| City | GALES FERRY |
| State | CT |
| Zip | 06335-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 910 |
| Legal Lot Number | 8 |
| Jurisdiction | LEDYARD CT |
| Township / Civil Division | LEDYARD |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 701200 |
8 Harvard Ter is owned and occupied by two individuals.
Source: Ledyard Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 HARVARD TER, GALES FERRY, CT 06335-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEDYARD CT |
| Property Address | 8 HARVARD TER, GALES FERRY, CT 06335-1413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 00000643-5 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 643/5 |
| Instrument | 2024000850 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
The 2026 property tax bill for 8 Harvard Ter was $5,584, up 4.7% from the year before.
Source: Ledyard Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Ledyard Town |
| Unified School District | Ledyard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,584.00 (+4.73%) | $216,600 (+50.87%) Land $45,600 Building $171,000 | $334,767 (+233.1%) |
| 2025 | $5,332.00 | $143,570 Land $43,400 Building $100,170 | $100,499 Land $30,380 Building $70,119 |
| 2024 | $5,332.00 (+7.46%) | ||
| 2023 | $4,962.00 (+2.18%) | $143,570 (-) Land $43,400 Building $100,170 | |
| 2022 | $4,856.00 | $143,570 Land $43,400 Building $100,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Harvard Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 Harvard Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEDYARD WPCA, GALES FERRY SYSTEM serves 2,369 people · EPA ID CT0727051 |
|---|---|
| Water Source | Purchased surface water from GROTON UTILITIES |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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