8 Harding St, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 8 Harding St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,351 sqft · built 1950
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$529,000 (May 2018)
Tax Bill	$11,568 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Line of Credit + 1 more
APN	`04-00052-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00052-0000-00006`
Alternative APNs	`040005200006` `20344001`

Interior

Stories	1 Story
Building Area	1,351 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	20344001
Street Address	8 HARDING ST
City	CHATHAM
State	NJ
Zip	07928-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	CHATHAM PARK
Legal Block	52
Legal Lot Number	6
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1010
Census Tract	42700

Owner

8 Harding St is owned and occupied by two individuals who bought it in May 2018.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 HARDING ST, CHATHAM, NJ 07928-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 14, 2018	Grant Deed, Transfer · Conventional Mortgage HOMELAND LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Sep 6, 2005 · Amount on File
Deed Document Number	201826383
Deed Book / Page	23343 / 1827
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 HARDING ST, CHATHAM, NJ 07928-2502
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240730023
Date	Mar 22, 2021
Book Page	24073/23
Instrument	2021028340

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	8 HARDING ST, CHATHAM, NJ 07928-2502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230670206
Date	Jan 20, 2017
Book Page	23067/0206
Instrument	2017004711

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	May 14, 2018
Property Address	8 HARDING ST, CHATHAM, NJ 07928-2502
Document Number	0233431827
Book / Page	023343 / 001827
Instrument Date	Apr 23, 2018
Instrument	26383
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	MAX TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$529.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 HARDING ST CHATHAM NJ 079282502, CHATHAM, NJ 07928-2502

Mortgage

Document Number	233431832
Date	May 14, 2018
Book Page	023343/001832
Instrument	26384

Lender

Name	HOMELAND LNDG
Address	HACKENSACK, NJ 07601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$970,400 (-) Land $482,500 Building $487,900	$970,400 (-) Land $482,500 Building $487,900
2025		$970,400 Land $482,500 Building $487,900	$970,400 Land $482,500 Building $487,900
2024	$11,568.00
2023		$714,500 Land $482,500 Building $232,000	$714,500 Land $482,500 Building $232,000
2022	$10,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Harding St; there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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