Wyoming County property record for 8 Harding Ave, Nicholson, PA 18446
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 0.494 acres (21,514 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,993 (2026) |
| Deeds & Mortgages | Oct 2009 Line of Credit Feb 2011 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1-2-27 |
| Primary APN | 16-1-2-27 |
|---|---|
| Alternative APNs |
|
| Lot Area | 21,514 sqft (0.494 acres) |
|---|---|
| Storage Building | Storage Building |
| Account Number | 00008478 |
|---|---|
| Street Address | 8 HARDING AVE |
| City | NICHOLSON |
| State | PA |
| Zip | 18446 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | H-G |
| Jurisdiction | WYOMING PA |
| Township / Civil Division | NICHOLSON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 400300 |
Source: Wyoming County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2009 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST CO |
| Feb 2, 2011 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST CO |
| Jul 31, 2012 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Sep 13, 2013 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0020097583 |
|---|---|
| Date | Oct 8, 2009 |
| Instrument | 2009-7583 |
| Name | COMMUNITY BANK & TRUST CO |
|---|---|
| Address | NICHOLSON, PA 18446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 2, 2014 |
| Rate | 5.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020110810 |
|---|---|
| Date | Feb 2, 2011 |
| Instrument | 2011-0810 |
| Name | COMMUNITY BANK & TRUST CO |
|---|---|
| Address | CLARKS SUMMIT, PA 18411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jan 21, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020123412 |
|---|---|
| Date | Jul 31, 2012 |
| Instrument | 2012-3412 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NICHOLSON, PA 18446 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020134221 |
|---|---|
| Date | Sep 13, 2013 |
| Instrument | 2013-4221 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | NICHOLSON, PA 18446 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Aug 30, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020191244 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019-1244 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYOMING PA |
| Property Address | 8 HARDING AVE, NICHOLSON, PA 18446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20191244 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2019-1244 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Wyoming County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Wyoming County |
| Municipality | Nicholson Borough |
| Unified School District | Lackawanna Trail School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,993.00 (-9%) | $44,195 (-) Land $2,380 Building $41,815 | $88,390 (-) Land $4,760 Building $83,630 |
| 2025 | $59,931.00 (+908.77%) | ||
| 2024 | $5,941.00 (+809.8%) | $44,195 (+805.64%) Land $2,380 Building $41,815 | |
| 2023 | $653.00 | $4,880 Land $3,550 Building $1,330 | |
| 1988 | $88,390 Land $4,760 Building $83,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 16 (1979–2018) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLSON BORO AUTH serves 789 people · EPA ID PA2660011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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