8 Harding Ave, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 8 Harding Ave, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,566 sqft · built 1958
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Jul 2013)
Tax Bill	$6,134 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-2635.000`

Property Details

APN / Parcel Number

Primary APN	`3-2635.000`
Alternative APNs	`09001230100002020000` `290900 123.10-2-20`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3-2635.000
Street Address	8 HARDING AVE
City	LOCKPORT
State	NY
Zip	14094-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1011
Census Tract	23901

Owner

8 Harding Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 HARDING AVE, LOCKPORT, NY 14094-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Affidavit of Death of Joint Tenant, Transfer
Oct 30, 2025	Intrafamily Transfer, Transfer
Jan 17, 2024	Intrafamily Transfer, Transfer
Apr 10, 2017	Deed of Trust, Mortgage CORNERSTONE COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2013 · Amount on File
Deed Sale	Jul 10, 2013 · Amount on File
Deed Document Number	201313339
Last Transfer Date	Oct 27, 2025
Transfer Doc	0000006652
Record Updated	Oct 29, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NIAGARA NY
Recording Date	Oct 30, 2025
Property Address	8 HARDING AVE, LOCKPORT, NY 14094-6021
Document Number	0000006651
Instrument Date	Oct 30, 2025
Instrument	2025-16651
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Oct 30, 2025
Property Address	8 HARDING AVE, LOCKPORT, NY 14094-6021
Document Number	0000006652
Map Reference	MB 34 PG 3372
Instrument Date	Oct 27, 2025
Instrument	2025-16652
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8790 STAHLEY RD, EAST AMHERST, NY 14051-1585

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 HARDING AVE, LOCKPORT, NY 14094-6021

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Jan 17, 2024
Property Address	8 HARDING AVE, LOCKPORT, NY 14094-6021
Document Number	0000000984
Map Reference	MB 34 PG 3372
Instrument Date	Dec 8, 2023
Instrument	2024-00984
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 HARDING AVE, LOCKPORT, NY 14094-6021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8790 SUNHLEY ROAD, EAST AMHERST, NY 14051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	8 HARDING AVE, LOCKPORT, NY 14094-6021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007207
Date	Apr 10, 2017
Instrument	2017-07207

Lender

Name	CORNERSTONE COMMUNITY FCU
Type	Credit Union
Address	LOCKPORT, NY 14095

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 20, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 8 Harding Ave was $6,134 with exemptions applied, up 40.9% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Lockport City
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,134.00 (+40.91%) Homeowner's exemption Senior Citizen's exemption
2025	$4,353.00	$231,000 (+1%) Land $14,700 Building $216,300	$231,000 (+1%) Land $14,700 Building $216,300
2024		$210,000 (+7.14%) Land $14,700 Building $195,300	$210,000 (+7.14%) Land $14,700 Building $195,300
2023		$196,000 (+12%) Land $14,700 Building $181,300	$196,000 (+12%) Land $14,700 Building $181,300
2022		$175,000 Land $14,700 Building $160,300	$175,000 Land $14,700 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Harding Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures