8 Harding Ave, Haverhill, MA 01835 Property Records

Essex County and Haverhill City property record for 8 Harding Ave, Haverhill, MA 01835

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,326 sqft · built 1920
Lot Size	0.129 acres (5,602 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Feb 2019)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`748-2-3`

Property Details

APN / Parcel Number

Primary APN	`748-2-3`
Alternative APN	`HAVE M:0748 B:00002 L:3`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,355 sqft
Basement Area	764 sqft
Unfinished Basement	764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,602 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	748-2-3
Street Address	8 HARDING AVE
City	HAVERHILL
State	MA
Zip	01835-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ORDWAY GARDENS
Legal Block	2
Legal Lot Number	3
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1006
Census Tract	261101

Owner

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8 HARDING AVE, HAVERHILL, MA 01835-7917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Jul 11, 2002 · Amount on Record
Deed Document Number	20192740
Deed Book / Page	37320 / 174
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Feb 8, 2019
Property Address	8 HARDING AVE, HAVERHILL, MA 01835-7917
Document Number	37320-174
Book / Page	037320 / 000174
Instrument Date	Feb 8, 2019
Instrument	8002740
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,527.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HARDING AVE HAVERHILL MA 018357917, HAVERHILL, MA 01835-7917

Mortgage

Document Number	37320-176
Date	Feb 8, 2019
Book Page	037320/000176
Instrument	8002750

Lender

Name	LIBERTY BAY CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+8.1%)	$473,600 (+7.39%) Land $181,700 Building $291,900	$447,545
2024	$4,692.00 (+3.17%)	$441,000 (+8.11%) Land $181,700 Building $259,300
2023	$4,548.00	$407,900 Land $171,100 Building $236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20