8 Hanover St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 8 Hanover St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 1900
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,500 (Sep 2026)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00919-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00919-0000-00013`
Alternative APNs	`190091900013` `01001780` `1575`

Interior

Stories	2 Stories
Building Area	1,722 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,617 sqft (0.106 acres)
Lot Dimensions	71 ft deep x 85 ft wide

Location & Zoning

Account Number	1575
Street Address	8 HANOVER ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	919
Legal Lot Number	13
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1004
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 HANOVER ST, PHILLIPSBURG, NJ 08865-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
Dec 10, 2025	Deed, Construction Loan · Construction Mortgage EXPRESS CAPITAL HOLDINGS LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage IRCO CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	2026642267
Deed Book / Page	3600 / 225
Prior Transfer Date	Oct 14, 1998
Prior Transfer Doc	0015930107
Record Updated	Oct 29, 2026

September 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 22, 2026
Property Address	8 HANOVER ST, PHILLIPSBURG, NJ 08865-2804
Document Number	0000642267
Book / Page	3600 / 225
Instrument Date	Sep 9, 2026
Instrument	2026642267
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 13, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,997.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HANOVER ST, PHILLIPSBURG, NJ 08865-2804

Mortgage

Document Number	0000642268,
Date	Sep 22, 2026
Instrument	2026642268

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 10, 2025
Property Address	8 HANOVER ST, PHILLIPSBURG, NJ 08865-2804
Document Number	003542/339
Book / Page	3542 / 339
Instrument Date	Dec 10, 2025
Instrument	2025-630108
Transaction Type	Construction Loan
Record Updated	Jan 8, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 N 150 E, SPRINGVILLE, UT 84663-3114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HARRISON AVE, WEST ORANGE, NJ 07052-5912

Mortgage

Document Number	2025630109
Date	Dec 10, 2025
Instrument	2025-630109

Lender

Name	EXPRESS CAPITAL HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 21, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	8 HANOVER ST, PHILLIPSBURG, NJ 08865-2804
Document Number	0000525501
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 HANOVER ST ALPHA NJ 088652804, ALPHA, NJ 08865-2804

Mortgage

Document Number	0000525501
Date	Mar 10, 2020
Book Page	006836/000144
Instrument	525501

Lender

Name	IRCO CMNTY FCU
Type	Credit Union
Address	ALPHA, NJ 08865

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 9, 2025

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,000 (+6.26%) Land $16,100 Building $39,900	$56,000 (+6.26%) Land $16,100 Building $39,900
2025	$2,464.00 (+2.88%) Veteran's exemption	$52,700 (-) Land $16,100 Building $36,600	$52,700 (-) Land $16,100 Building $36,600
2024	$2,395.00 (+23.71%)
2023		$52,700 Land $16,100 Building $36,600	$52,700 Land $16,100 Building $36,600
2022	$1,936.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon, Xfinity.

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