8 Gulfside Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 8 Gulfside Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 2001
Lot Size	0.096 acres (4,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Nov 2021)
Tax Bill	$7,156 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`33-2S-21-42530-000-0010`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42530-000-0010`
Alternative APNs	`33-221-42530-000-0010` `1074781`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,684 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	740 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	75 ft deep x 56 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	396 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8 GULFSIDE WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-4164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 1 GULFSIDE COTTAGES S/D PB 11-24 OR 2830-2054 OR 2840-4833 OR 2961-2866 OR 3226-2904
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	GULFSIDE COTTAGES
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1437 W MAPLEWOOD ST, WV, SPRINGFIELD, MO 65807-4797
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	202158171
Deed Book / Page	3226 / 2904
Prior Transfer Date	Apr 26, 2010
Prior Transfer Doc	0028404833
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 23, 2021
Property Address	8 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Document Number	0032262904
Book / Page	3226 / 2904
Map Reference	MB 11 PG 24&24A
Instrument Date	Nov 22, 2021
Instrument	20210058171
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1159 LANDSHARK BLVD, HARDEEVILLE, SC 29927-4872

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1437 W MAPLEWOOD ST # WV, WV, SPRINGFIELD, MO 65807-4797

Mortgage

Document Number	0032262905
Date	Nov 23, 2021
Instrument	3226/2905

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	8 GULFSIDE WAY, MIRAMAR BEACH, FL 32550-4164
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031492214
Date	Jul 8, 2020
Book Page	3149/2214
Instrument	20200023973

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,156.00 (-10.22%)	$792,055 (-9.2%) Land $195,000 Building $597,055	$792,055 (-9.2%) Land $195,000 Building $597,055
2024	$7,971.00 (+6.08%)
2023	$7,514.00 (+13.32%)	$872,287 (+21.9%) Land $120,553 Building $751,734	$872,287 (+21.9%) Land $120,553 Building $751,734
2022	$6,631.00	$715,578 Land $133,814 Building $581,764	$715,578 Land $133,814 Building $581,764

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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