8 Gray Ghost Ln, Savannah, GA 31411 Property Records

Chatham County property record for 8 Gray Ghost Ln, Savannah, GA 31411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,600 (Aug 2010)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-0197-01-042`

Property Details

APN / Parcel Number

Primary APN	`1-0197-01-042`
Alternative APN	`L337R125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
1st Floor Area	1,858 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	8 GRAY GHOST LN
City	SAVANNAH
State	GA
Zip	31411-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 531 THE LANDINGS SKIDAWAY IS LAND
Legal Subdivision	SKDAWY PH 1
Legal Lot Number	531
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2008
Census Tract	11006

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 GRAY GHOST LN, SAVANNAH, GA 31411-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2010 · Amount on Record
Deed Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	20107605
Deed Book / Page	363K / 538
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	8 GRAY GHOST LN, SAVANNAH, GA 31411-1504
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011910782
Date	Oct 6, 2017
Book Page	1191/782

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	8 GRAY GHOST LN, SAVANNAH, GA 31411-1504
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GRAY GHOST LN, SAVANNAH, GA 31411-1504

Mortgage

Document Number	0021510497
Date	Nov 30, 2020
Book Page	0000002151/0000000497

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,240 (+8.99%) Land $90,000 Building $80,240	$425,600 (+8.99%) Land $225,000 Building $200,600
2025	$4,344.00 (+21.71%) Homeowner's exemption	$156,200 (+18.44%) Land $90,000 Building $66,200	$390,500 (+18.44%) Land $225,000 Building $165,500
2023		$131,880 (-0.78%) Land $74,000 Building $57,880	$329,700 (-0.78%) Land $185,000 Building $144,700
2022	$3,569.00	$132,920 Land $48,000 Building $84,920	$332,300 Land $120,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	403 units insured incl. 60 condo units
Nearby Flood Claims	34 (1982–2026)
Claims Outside the SFHA	14 of 34
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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