8 Ginger Bend, Glen Carbon, IL 62034 Property Records

Madison County property record for 8 Ginger Bend, Glen Carbon, IL 62034

Property Summary

Property Type	Rural Home
Details	1 bd · 4 ba · 1,666 sqft · built 1978
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$10,656 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2023 Mortgage
APN	`14-2-15-22-19-401-032`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-22-19-401-032`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,666 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	223 ft deep x 114 ft wide
Garage Type	Attached
Patio Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8 GINGER BND
City	GLEN CARBON
State	IL
Zip	62034-3401
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GINGER CREEK SUBD. LOT 43 112.64X232.07XIRR
Legal Subdivision	GINGER CREEK SUBD
Legal Lot Number	43
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2009
Census Tract	403121

Owner

8 Ginger Bend, a rural home, is owned and occupied by an individual.

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8 GINGER BND, GLEN CARBON, IL 62034-3401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Sep 24, 2026
Property Address	8 GINGER BND, GLEN CARBON, IL 62034-3401
Document Number	0000028256
Instrument Date	Sep 18, 2026
Instrument	202628256
Transaction Type	Mortgage
Record Updated	Oct 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	8 GINGER BND, GLEN CARBON, IL 62034-3401

Mortgage

Document Number	0000028256,
Date	Sep 24, 2026
Instrument	202628256

Lender

Name	INB NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8 GINGER BND, GLEN CARBON, IL 62034-3401
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000347
Date	Jan 4, 2023
Instrument	2023R00347

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 8 Ginger Bend was $10,656 with a homeowner's exemption.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Glen Carbon Village
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,656.00	$158,870 Land $28,050 Building $130,820	$476,610 Land $84,150 Building $392,460
2022		$127,590 Land $22,530 Building $105,060	$383,153 Land $67,658 Building $315,495
2013	$3,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Ginger Bend; there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2002–2008)
Most Recent Claim	Jun 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Ginger Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN CARBON serves 12,618 people · EPA ID IL1190300
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ginger Bend

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures