8 Gemini Cir, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 8 Gemini Cir, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,293 sqft · built 1969
Lot Size	0.927 acres (40,398 sqft)
Owner	2 Company Names on Record
Last Sale	$57,500 (Jul 1976)
Tax Bill	$10,675 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00204 B:00017 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00204 B:00017 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,293 sqft Living Area
Gross Area	4,046 sqft
Basement Area	1,878 sqft
Unfinished Basement	563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,398 sqft (0.927 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 GEMINI CIR
City	ANDOVER
State	MA
Zip	01810-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRC
Legal Subdivision	RIVER RDG ESTATES
Legal Block	17
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1006
Census Tract	254402

Owner

Source: Essex County and Andover Town records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8 GEMINI CIR, ANDOVER, MA 01810-2427
Owner Type	Company
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE TRUST CO
Aug 19, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance WATERMARK CAPITAL INC
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 1976 · Amount on Record
Deed Sale	Jul 16, 1976 · Amount on Record
Last Transfer Date	Aug 20, 2026
Transfer Doc	0000016960
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 25, 2026
Property Address	8 GEMINI CIR, ANDOVER, MA 01810-2427
Document Number	0000016960
Book / Page	18701 / 303
Instrument Date	Aug 20, 2026
Instrument	202616960
Transaction Type	Transfer
Record Updated	Oct 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8 GEMINI CIR, ANDOVER, MA 01810-2427

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	8 GEMINI CIR, ANDOVER, MA 01810-2427
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017822-227
Date	Aug 30, 2023
Book Page	17822/227
Instrument	14250

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Aug 19, 2022
Property Address	8 GEMINI CIR, ANDOVER, MA 01810-2427
Document Number	017542-346
Book / Page	17542 / 346
Instrument Date	Aug 13, 2022
Instrument	19681
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 GEMINI CIR, ANDOVER, MA 01810-2427

Mortgage

Document Number	017542-348
Date	Aug 19, 2022
Book Page	17542/348
Instrument	19682

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	8 GEMINI CIR, ANDOVER, MA 01810-2427
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15331-350
Date	Dec 15, 2017
Book Page	15331/350
Instrument	32752

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,675.00 (+5.47%)	$854,700 (+8.77%) Land $526,900 Building $327,800	$1,080,720
2024	$10,121.00 (+3.57%)	$785,800 (+9.84%) Land $473,100 Building $312,700
2023	$9,772.00	$715,400 Land $426,100 Building $289,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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