8 Gates Ter, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 8 Gates Ter, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,668 sqft · built 1952
Lot Size	0.689 acres (30,019 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jan 2018)
Tax Bill	$6,890 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`STER M:00148 L:00016`

Property Details

APN / Parcel Number

Primary APN	`STER M:00148 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	3,882 sqft
Basement Area	1,542 sqft
Unfinished Basement	1,542 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,019 sqft (0.689 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	8 GATES TER
City	STERLING
State	MA
Zip	01564-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Lot Number	16
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4031
Census Tract	719100

Owner

8 Gates Ter is owned and occupied by two individuals who bought it in January 2018.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 GATES TER, STERLING, MA 01564-2810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Quit Claim Deed, Transfer VILLAGE MORTGAGE CORPORATION
Apr 11, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2018 · Amount on File
Deed Sale	Jan 10, 2018 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Book / Page	58303 / 32
Transfer Doc	0058303-32
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Jan 10, 2018
Property Address	8 GATES TER, STERLING, MA 01564-2810
Document Number	58303-32
Book / Page	58303 / 32
Instrument	2953
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8 GATES TER, STERLING, MA 01564-2810

Mortgage

Document Number	583030036
Date	Jan 10, 2018
Instrument	58303/0036

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2048

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	STERLING MA
Recording Date	Apr 11, 2017
Property Address	8 GATES TER, STERLING, MA 01564-2810
Document Number	56964-388
Book / Page	056964 / 000388
Instrument Date	Mar 15, 2017
Instrument	36258
Transaction Type	Foreclosure
Record Updated	May 2, 2017

Transaction

Amount	Amount on Record
Tax	$784.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900

Tax Assessment & Valuation

The 2026 property tax bill for 8 Gates Ter was $6,890, up 10.2% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,890.00 (+10.19%)	$549,000 (+13.08%) Land $127,200 Building $421,800	$453,720 (-)
2025	$6,253.00 (+4.67%)	$485,500 (+8.18%) Land $110,300 Building $375,200	$453,720 (-3.67%)
2024	$5,974.00 (+4.64%)	$448,800 (+12.42%) Land $110,300 Building $338,500	$471,010
2023	$5,709.00	$399,200 Land $111,500 Building $287,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Gates Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Gates Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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