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8 Gardner Ter, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 8 Gardner Ter, Delmar, NY 12054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,665 sqft · built 1918
Lot Size0.34 acres (14,810 sqft)
Owner2 Trust Names on File
Tax Bill$4,948 (2026)
Deeds & MortgagesSep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN012200 85.11-4-28

Property Details

APN / Parcel Number

Primary APN012200 85.11-4-28
Alternative APNs
  • 220008501100040280000000
  • 08501100040280000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,665 sqft Living Area
1st Floor Area1,179 sqft
Upper Floors Area486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions225 ft deep x 65 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number08501100040280000000
Street Address8 GARDNER TER
CityDELMAR
StateNY
Zip12054-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionDELMAR
Legal SubdivisionDELMAR
Legal Block4
Legal Lot Number28.000
JurisdictionALBANY NY
Township / Civil DivisionBETHLEHEM
Census Block Group1
Census Block1004
Census Tract14202

Owner

8 Gardner Ter is owner-occupied and held in a trust since September 2017.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address8 GARDNER TER, DELMAR, NY 12054-1804
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 13, 2017
Transfer Doc0000022859
Record UpdatedOct 29, 2026

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateSep 25, 2017
Property Address8 GARDNER TER, DELMAR, NY 12054-1804
Document Number0000022859
Instrument DateSep 13, 2017
Instrument22859
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address8 GARDNER TER DELMAR NY 120541804, DELMAR, NY 12054-1804

Tax Assessment & Valuation

The 2026 property tax bill for 8 Gardner Ter was $4,948 with exemptions applied.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionBethlehem Town
Unified School DistrictBethlehem Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,948.00 Homeowner's exemption Veteran's exemption
2025$171,500 Land $65,000 Building $106,500$267,969 Land $101,563 Building $166,406
2023$171,500 Land $65,000 Building $106,500$228,667 Land $86,667 Building $142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Gardner Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2008–2026)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Gardner Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHLEHEM WD NO 1
serves 31,000 people · EPA ID NY0100191
Water SourceSurface water
Last State InspectionAug 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
Hudson Valley Wireless
Fixed Wireless		200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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