8 Garden Dr, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 8 Garden Dr, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,998 sqft · built 1919
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Feb 2016)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`551400 153-7-2-65`

Property Details

APN / Parcel Number

Primary APN	`551400 153-7-2-65`
Alternative APN	`140015300700020650000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,134 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Cape Cod
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	8 GARDEN DR
City	RYE
State	NY
Zip	10580-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	65.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3011
Census Tract	7600

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 GARDEN DR, RYE, NY 10580-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2016 · Amount on Record
Deed Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	2016560343604
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	8 GARDEN DR, RYE, NY 10580-3313
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	STEATEWIDE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610843510
Date	Mar 26, 2021
Instrument	610843510

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	8 GARDEN DR, RYE, NY 10580-3313
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	STAEWIDE ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610843495
Date	Mar 26, 2021
Instrument	610843495

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,643.00	$13,900 (-) Land $4,550 Building $9,350	$1,177,966 (+6.78%) Land $385,593 Building $792,373
2024		$13,900 (-) Land $4,550 Building $9,350	$1,103,174 (+2.38%) Land $361,111 Building $742,063
2023		$13,900 Land $4,550 Building $9,350	$1,077,519 Land $352,713 Building $724,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	71 (1978–2024)
Claims Outside the SFHA	16 of 71
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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