8 Garden Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 8 Garden Ct, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,751 sqft · built 2000
Lot Size	0.862 acres (37,549 sqft)
Owner	2 Individual Names on File
Last Sale	$1,872,000 (Jan 2026)
Tax Bill	$32,375 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01303-0000-00005-01`

Property Details

APN / Parcel Number

Primary APN	`63-01303-0000-00005-01`
Alternative APN	`63013030000000050001`

Interior

Building Area	5,751 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	37,549 sqft (0.862 acres)

Location & Zoning

Street Address	8 GARDEN CT
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.862 AC
Legal Subdivision	GARDEN ESTATES
Legal Block	1303
Legal Lot Number	5.01
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3023
Census Tract	53201

Owner

8 Garden Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC CITY BANK
Jan 22, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 10, 2018	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Oct 3, 2008 · Amount on File
Deed Document Number	20264825
Deed Book / Page	5707 / 1648
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434
Transaction Type	Mortgage
Record Updated	May 4, 2026
Title Company	AMERICA ONE TITLE AGENCY, AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434

Mortgage

Document Number	0041640787
Date	May 24, 2021
Book Page	4164/787
Instrument	2021082463

Lender

Name	PACIFIC CITY BANK
Type	Bank
Address	ENGLEWOOD CLIFFS, NJ 07632

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 22, 2026
Property Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434
Document Number	0057071648
Book / Page	5707 / 1648
Instrument Date	Dec 8, 2025
Instrument	2026004825
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,846.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	179 WOODMONT CIR, RIVER VALE, NJ 07675-6576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434

Mortgage

Document Number	2026004826
Date	Jan 22, 2026
Instrument	2026004826

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	8 GARDEN CT, UPPER SADDLE RIVER, NJ 07458-2434
Document Number	0028701627
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 14, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 GARDEN CT UPPER SADDLE RIVER NJ 074582434, UPPER SADDLE RIVER, NJ 07458-2434

Mortgage

Document Number	0028701627
Date	Feb 22, 2018
Book Page	002870/001627

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8 Garden Ct was $32,375, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,250,000 (-) Land $468,400 Building $781,600	$1,250,000 (-) Land $468,400 Building $781,600
2025	$32,375.00 (+1.73%)	$1,250,000 Land $468,400 Building $781,600	$1,250,000 Land $468,400 Building $781,600
2024	$31,825.00
2023		$1,250,000 Land $468,400 Building $781,600	$1,250,000 Land $468,400 Building $781,600
2022	$30,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Garden Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Garden Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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