Flagler County property record for 8 Freeman Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,407 sqft · built 2006 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Aug 2023) |
| Tax Bill | $6,277 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00520-0030 |
| Primary APN | 07-11-31-7007-00520-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,407 sqft Living Area |
| Gross Area | 3,438 sqft |
| 1st Floor Area | 2,407 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 493 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8 FREEMAN LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 7 BL 52 LT 3 OR 167 PG 524 OR 679 PG 1980 OR 825 PG 1571 OR 1379 PG 965 OR 2271/1381 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 52 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60107 |
8 Freeman Ln is owned and occupied by two individuals who bought it in August 2023.
Source: Flagler County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 FREEMAN LN, PALM COAST, FL 32137-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage FARMERS & MINERS BANK |
| Apr 11, 2018 | Warranty Deed, Transfer TRULY YOURS TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on File |
| Deed Sale | Aug 17, 2023 · Amount on File |
| Prior Sale | Jun 9, 2023 · Amount on File |
| Deed Document Number | 202335812 |
| Deed Book / Page | 2805 / 374 |
| Prior Transfer Date | Jan 3, 2006 |
| Prior Transfer Doc | 0013790965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 17, 2023 |
| Property Address | 8 FREEMAN LN, PALM COAST, FL 32137-8418 |
| Document Number | 0028050374 |
| Book / Page | 2805 / 374 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Aug 2, 2023 |
| Instrument | 2023035812 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | COVENANT TITLE, COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 CHARLES ST, CLINTWOOD, VA 24228-5109 |
| Name | Verified Name |
|---|---|
| Address | 8 FREEMAN LN, PALM COAST, FL 32137-8418 |
| Document Number | 0002805376 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2805/376 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 9, 2023 |
| Property Address | 8 FREEMAN LN, PALM COAST, FL 32137-8418 |
| Document Number | 0027870053 |
| Book / Page | 2787 / 53 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023024594 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | COVENANT CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 RAMBLE RD, MURFREESBORO, AR 71958-9030 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 412 CHARLES ST, CLINTWOOD, VA 24228-5109 |
| Document Number | 0000278757 |
|---|---|
| Date | Jun 9, 2023 |
| Instrument | 2787/57 |
| Name | FARMERS & MINERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Number | 0027890048 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 2789/48 |
| Instrument | 2023025751 |
| Name | FARMERS & MINERS BANK |
|---|---|
| Type | Bank |
| Address | 23277 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 8 FREEMAN LN, PALM COAST, FL 32137-8418 |
| Document Number | 0022711381 |
| Book / Page | 002271 / 001381 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 13231 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | TRULY YOURS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,016.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 FREEMAN LN PALM COAST FL 321378418, PALM COAST, FL 32137-8418 |
The 2025 property tax bill for 8 Freeman Ln was $6,277, down 1.5% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,277.00 (-1.48%) | $388,570 Land $58,000 Building $330,570 | $388,570 Land $58,000 Building $330,570 |
| 2024 | $6,371.00 (+157.41%) | ||
| 2023 | $2,475.00 (+6.91%) Homeowner's exemption Additional exemption filed | $210,310 (+5.99%) | $364,721 (+7.35%) Land $47,000 Building $317,721 |
| 2022 | $2,315.00 Homeowner's exemption Additional exemption filed | $198,429 | $339,736 Land $47,000 Building $292,736 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8 Freeman Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8 Freeman Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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