8 Frederick Ln, Adams, MA 01220 Property Records

Berkshire County and Adams Town property record for 8 Frederick Ln, Adams, MA 01220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1954
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Apr 2026)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2022 Refinance + 3 more
APN	`41060000000070`

Property Details

APN / Parcel Number

Primary APN	`41060000000070`
Alternative APNs	`ADAM M:1060 B:0000 L:00070` `M:000106 P:000007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	771 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	41060000000070
Street Address	8 FREDERICK LN
City	ADAMS
State	MA
Zip	01220-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	70
Jurisdiction	ADAMS MA
Township / Civil Division	ADAMS
Census Block Group	2
Census Block	2001
Census Tract	922200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Renfrew Mill No. 2 listed 1982 · 9 contributing resources · NRIS 82000474

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Frederick Ln is owned and occupied by an individual who bought it in April 2026.

Source: Berkshire County and Adams Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Nov 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Apr 30, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREYLOCK FEDERAL CREDIT UNION
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GREYLOCK FEDERAL CREDIT UNION
Dec 19, 2019	Quit Claim Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Dec 19, 2019 · Amount on File
Deed Document Number	20262169
Deed Book / Page	1916 / 376
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001746-30
Date	Mar 25, 2021
Book Page	1746/30
Instrument	1942

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Property Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01810-1081
Date	Nov 28, 2022
Book Page	1810/1081
Instrument	7697

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MA
Recording Date	Apr 30, 2026
Property Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Document Number	001916-398
Book / Page	1916 / 398
Instrument Date	Apr 30, 2026
Instrument	20262171
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FREDERICK LN, ADAMS, MA 01220-1511

Mortgage

Document Number	0000002171,
Date	Apr 30, 2026
Book Page	1916/398
Instrument	20262171

Lender

Name	GREYLOCK FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Apr 30, 2026
Property Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Document Number	0000002169
Book / Page	1916 / 376
Instrument Date	Apr 30, 2026
Instrument	2026.2169
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FREDERICK LN, ADAMS, MA 01220-1511

Mortgage

Date	Apr 30, 2026

Lender

Name	GREYLOCK FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS MA
Recording Date	Dec 19, 2019
Property Address	8 FREDERICK LN, ADAMS, MA 01220-1511
Document Number	1701-702
Book / Page	1701 / 702
Instrument Date	Dec 19, 2019
Instrument	7180
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FREDERICK LN, ADAMS, MA 01220-1511

Mortgage

Document Number	7181
Date	Dec 19, 2019
Instrument	7181

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8 Frederick Ln was $3,348, up 6% from the year before.

Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Adams Town
Unified School District	Hoosac Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (+5.98%)	$196,800 (+9.27%) Land $52,100 Building $144,700	$246,908
2024	$3,159.00 (+7.6%)	$180,100 (+13.77%) Land $48,900 Building $131,200
2023	$2,936.00	$158,300 Land $44,500 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 8 Frederick Ln; there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Frederick Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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