8 Franklin St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 8 Franklin St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1950
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$213,000 (Aug 2022)
Tax Bill$3,281 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:032 B:162

Property Details

APN / Parcel Number

Primary APNWAVL M:032 B:162
Alternative APN
  • 2685

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,008 sqft Living Area
Gross Area2,230 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2685
Street Address8 FRANKLIN ST
CityWATERVILLE
StateME
Zip04901-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBEVERLY HILLS
Legal Block162
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1017
Census Tract24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Franklin St is owned by an individual who bought it in August 2022.

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address82 MUDGET HILL RD, VASSALBORO, ME 04989-4303
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SKOWHEGAN SAVINGS BANK
Sep 7, 2017Warranty Deed, Transfer
BANGOR SAVINGS BANK
Mar 3, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2022 · Amount on File
Deed SaleAug 24, 2022 · Amount on File
Prior SaleSep 7, 2017 · Amount on File
Deed Book / Page14554 / 211
Transfer Doc0000036631
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateAug 24, 2022
Property Address8 FRANKLIN ST, WATERVILLE, ME 04901-5011
Document Number2022020928
Book / Page14554 / 211
Instrument DateAug 23, 2022
Instrument2022020928
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 MUDGE HILL RD, VASSALBORO, ME 04989-4303

Mortgage

Document Number2022020929
DateAug 24, 2022
Instrument2022020929
Lender
NameSKOWHEGAN SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateSep 7, 2017
Property Address8 FRANKLIN ST, WATERVILLE, ME 04901-5011
Document Number2017021183
Book / Page12712 / 0136
Instrument2017021183
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017021184
DateSep 7, 2017
Instrument2017021184
Lender
NameBANGOR SAVINGS BANK
Agreement
AmountAmount on Record
Term360 Months
DueSep 7, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateMar 3, 2017
Property Address8 FRANKLIN ST, WATERVILLE, ME 04901-5011
Document Number2017004215
Book / Page12547 / 0205
Instrument2017004215
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 8 Franklin St was $3,281, up 12.7% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,281.00 (+12.75%)$193,000 (+32.65%) Land $39,200 Building $153,800
2024$2,910.00 (+0.52%)$145,500 (-) Land $30,100 Building $115,400$222,965
2023$2,895.00 (+27.53%)$145,500 (+65.72%) Land $30,100 Building $115,400
2022$2,270.00$87,800 Land $18,500 Building $69,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Franklin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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