8 Franklin St, Unit 4, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 8 Franklin St, Unit 4, Marblehead, MA 01945

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 684 sqft · built 1900
Lot Size	0.475 acres (20,716 sqft)
Owner	2 Individual Names on File
Last Sale	$322,250 (Jan 2021)
Tax Bill	$3,405 (2026)
Deeds & Mortgages	Jul 2018 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0169 B:0045 L:4`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0169 B:0045 L:4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	21 Units
Stories	1 Story
Building Area	684 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,716 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	8 FRANKLIN ST, 4
City	MARBLEHEAD
State	MA
Zip	01945-3575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CR
Legal Block	45
Legal Lot Number	4
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1008
Census Tract	203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Franklin St, Unit 4 is owned by two individuals who bought it in January 2021.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 STRAWFIELD RD, UNIONVILLE, CT 06085-1070
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2018	Deed of Trust, Mortgage DITECH FINANCIAL LLC
Jan 12, 2021	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Apr 29, 2005 · Amount on File
Deed Document Number	20212530
Deed Book / Page	39402 / 436
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	8 FRANKLIN ST UNIT 4, 4, MARBLEHEAD, MA 01945-3575
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36891-251
Date	Jul 27, 2018
Book Page	36891/251
Instrument	180727000610

Lender

Name	DITECH FINANCIAL LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

January 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jan 12, 2021
Property Address	8 FRANKLIN ST UNIT 4, 4, MARBLEHEAD, MA 01945-3575
Document Number	39402-436
Book / Page	39402 / 436
Instrument Date	Jan 11, 2021
Instrument	20210112002530
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 FRANKLIN ST UNIT 4, 4, MARBLEHEAD, MA 01945-3575

Tax Assessment & Valuation

The 2026 property tax bill for 8 Franklin St, Unit 4 was $3,405, up 12.6% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,405.00 (+12.56%)	$397,800 (+19.03%) Building $397,800	$394,165 (+10.88%)
2025	$3,025.00 (+1.68%)	$334,200 (+0.66%) Building $334,200	$355,490
2024	$2,975.00 (-5.01%)	$332,000 (+6%) Building $332,000
2023	$3,132.00	$313,200 Building $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Franklin St, Unit 4 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 individual policies
Nearby Flood Policies	49 units insured incl. 2 condo units
Nearby Flood Claims	17 (1978–2024)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 3 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8 Franklin St, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

8 Franklin St, Unit 4, Marblehead, MA 01945 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Condominium Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Franklin St

Nearby Streets

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