8 Francis Dr, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 8 Francis Dr, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,310 sqft · built 1987
Lot Size	0.993 acres (43,255 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,238 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0013 A`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0013 A`
Alternative APN	`MDLT M:0028 B:0000 L:0013 A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,310 sqft Living Area
Gross Area	5,467 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,255 sqft (0.993 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	8 FRANCIS DR
City	MIDDLETON
State	MA
Zip	01949-2143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Subdivision	EDGEWOOD
Legal Lot Number	13 A
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	1
Census Block	1017
Census Tract	212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 FRANCIS DR, MIDDLETON, MA 01949-2143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	8 FRANCIS DR, MIDDLETON, MA 01949-2143
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37210-554
Date	Dec 12, 2018
Book Page	37210/554
Instrument	20181212000550

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETON MA
Property Address	8 FRANCIS DR, MIDDLETON, MA 01949-2143
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38337-316
Date	Mar 16, 2020
Book Page	38337/316
Instrument	20200316002100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,238.00 (+0.69%)	$813,200 (-4.91%) Land $431,300 Building $379,600	$914,226 (-22.91%)
2025	$10,168.00 (-0.01%)	$855,200 (-0.85%) Land $431,300 Building $423,900	$1,185,885
2024	$10,169.00 (+3.19%)	$862,500 (+12.64%) Land $403,300 Building $459,200
2023	$9,855.00	$765,700 Land $441,300 Building $324,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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