8 Forest St, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 8 Forest St, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,466 sqft · built 1930
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jul 2012)
Tax Bill	$6,238 (2025)
Deeds & Mortgages	Mar 2025 Refinance Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0039 B:0000 L:0060`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0039 B:0000 L:0060`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,466 sqft Living Area
Gross Area	2,627 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,899 sqft (0.365 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	8 FOREST ST
City	MANCHESTER
State	MA
Zip	01944-1251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	60
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	2
Census Block	2001
Census Tract	218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8 FOREST ST, MANCHESTER, MA 01944-1251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 22, 2019	Deed of Trust, Mortgage · ARM CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on File
Deed Sale	Jul 30, 2012 · Amount on File
Deed Book / Page	31566 / 323
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	8 FOREST ST, MANCHESTER, MA 01944-1251
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042607-168
Date	Mar 11, 2025
Book Page	42607/168
Instrument	20250311000430

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	8 FOREST ST, MANCHESTER, MA 01944-1251
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37682-595
Date	Jul 22, 2019
Book Page	37682/595
Instrument	20190722000070

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Jul 19, 2026

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,238.00 (+2.78%)	$681,800 (+5.04%) Land $438,700 Building $243,100	$768,360
2024	$6,069.00 (+0.31%)	$649,100 (+11.89%) Land $417,800 Building $231,300
2023	$6,050.00	$580,100 Land $374,300 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1996–2006)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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