8 Florence Rd, Charlestown, RI 02813 Property Records

South Kingstown Town property record for 8 Florence Rd, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,920 sqft · built 2011
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$1,500,000 (Jun 2022)
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0555-30`

Property Details

APN / Parcel Number

Primary APN	`2-0555-30`
Alternative APNs	`CHAR M:9 L:82` `M:009 B:082` `3-0001-72`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-0001-72
Street Address	8 FLORENCE RD
City	CHARLESTOWN
State	RI
Zip	02813-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	82
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	2
Census Block	2087
Census Tract	51102

Owner

Source: South Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	33 LEELA WAY, TOLLAND, CT 06084-2167
Owner Type	Company
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer · Stand-Alone First Mortgage FIRST WORLD MORTGAGE CORPORATION
Nov 28, 2018	Warranty Deed, Transfer
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Feb 22, 2008 · Amount on Record
Deed Document Number	20221400
Deed Book / Page	488 / 521
Transfer Doc	442-719
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Jun 30, 2022
Property Address	8 FLORENCE RD, CHARLESTOWN, RI 02813-1808
Document Number	000488-521
Book / Page	488 / 521
Instrument Date	Jun 30, 2022
Instrument	1400
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	33 LEELA WAY, TOLLAND, CT 06084-2167

Mortgage

Document Number	0000001401
Date	Jun 30, 2022
Instrument	1401

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Nov 28, 2018
Property Address	8 FLORENCE RD, CHARLESTOWN, RI 02813-1808
Document Number	442-719
Book / Page	000442 / 000719
Instrument Date	Nov 28, 2018
Instrument	2417
Transaction Type	Transfer
Record Updated	Dec 18, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 PROMENADE ST PROVIDENCE RI 029085720, PROVIDENCE, RI 02908-5720

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	8 FLORENCE RD, CHARLESTOWN, RI 02813-1808
Document Number	439-724
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FLORENCE RD CHARLESTOWN RI 028131808, CHARLESTOWN, RI 02813-1808

Mortgage

Document Number	439-724
Date	Aug 22, 2018
Book Page	000439/000724
Instrument	1677

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,533.00 (+3.31%)	$1,439,000 (-) Land $824,200 Building $614,800	$1,549,694
2023	$8,260.00	$1,439,000 Land $824,200 Building $614,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 207 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	207 in force
Nearby Flood Claims	84 (1978–2024)
Claims Outside the SFHA	13 of 84
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 27 claims Severe Storms And Flooding, Apr 2010 · 15 claims Hurricane Bob, Aug 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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