8 Flora Dr, Richland, MO 65556 Property Records

Camden County property record for 8 Flora Dr, Richland, MO 65556

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,494 sqft · built 2000
Lot Size	0.615 acres (26,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,020 (Jun 2026)
Tax Bill	$845 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
APN	`22 1.0 12.0 004.0 001 002.001`

Property Details

APN / Parcel Number

Primary APN	`22 1.0 12.0 004.0 001 002.001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,494 sqft Gross Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,789 sqft (0.615 acres)
Lot Dimensions	170 ft deep x 92 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8 FLORA DR
City	RICHLAND
State	MO
Zip	65556-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 8
Legal Range	14W
Legal Township	36N
Legal Section	12
Legal Subdivision	BROCK FARM EST ADD NO 1
Legal Lot Number	8
Jurisdiction	CAMDEN MO
Township / Civil Division	AUGLAIZE
Census Block Group	2
Census Block	2031
Census Tract	950900

Owner

Source: Camden County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 651, RICHLAND, MO 65556-0651
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE
Jun 10, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Dec 22, 2025	Warranty Deed, Construction Loan · Construction Mortgage HERITAGE BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	927 / 625
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN MO
Recording Date	Jun 10, 2026
Property Address	8 FLORA DR, RICHLAND, MO 65556-7270
Document Number	0359000804
Book / Page	359 / 804
Instrument Date	Jun 8, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359000804,
Date	Jun 10, 2026
Book Page	359/804

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Jun 10, 2026
Property Address	8 FLORA DR, RICHLAND, MO 65556-7270
Document Number	0927000625
Book / Page	927 / 625
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	PULASKI COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0359000804,
Date	Jun 10, 2026
Book Page	359/804

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CAMDEN MO
Recording Date	Dec 22, 2025
Property Address	8 FLORA DR, RICHLAND, MO 65556-7270
Document Number	000920/933
Book / Page	920 / 933
Instrument Date	Dec 11, 2025
Transaction Type	Construction Loan
Record Updated	Jun 30, 2026
Title Company	HOGAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 FLORA DR, RICHLAND, MO 65556-7270

Mortgage

Document Number	0000357853
Date	Dec 22, 2025
Instrument	357/853

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Camden County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Camden County
Municipality	Richland City
Unified School District	Richland R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$845.00 (-1.74%)	$24,530 (-)	$129,105 (-)
2023		$24,530 (-)	$129,105 (-)
2022	$860.00	$24,530	$129,105

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHLAND PWS serves 1,863 people · EPA ID MO3010684
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	Coliform assessment Jan 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Brightspeed, Wisper ISP.

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