Essex County and Saugus Town property record for 8 Ernest St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,867 sqft · built 1880 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Aug 2023) |
| Tax Bill | $5,958 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:005-F B:0001 L:0011 |
| Primary APN | SAUG M:005-F B:0001 L:0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,867 sqft Living Area |
| Gross Area | 3,445 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 827 sqft |
| Unfinished Basement | 827 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,449 sqft (0.171 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8637004 |
|---|---|
| Street Address | 8 ERNEST ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 208102 |
Source: Essex County and Saugus Town records · APN SAUG M:005-F B:0001 L:0011
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 ERNEST ST, SAUGUS, MA 01906-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 01, 2023 | Fiduciary Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 05, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2023 · Amount on Record |
| Deed Sale | Aug 01, 2023 · Amount on Record |
| Prior Sale | Oct 24, 2008 · Amount on Record |
| Deed Document Number | 20232730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 01, 2023 |
| Property Address | 8 ERNEST ST, SAUGUS, MA 01906-3834 |
| Document Number | 041693-545 |
| Book / Page | 41693 / 545 |
| Instrument Date | Aug 01, 2023 |
| Instrument | 20230801002730 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 ERNEST ST, SAUGUS, MA 01906-3834 |
| Document Number | 230801002740 |
|---|---|
| Date | Aug 01, 2023 |
| Instrument | 230801002740 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 8 ERNEST ST, SAUGUS, MA 01906-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37564-592 |
|---|---|
| Date | Jun 05, 2019 |
| Book Page | 37564/592 |
| Instrument | 20190605001880 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,958.00 (+4.11%) | $557,900 (+3.81%) Land $306,100 Building $251,800 | $662,720 |
| 2024 | $5,723.00 (+1.94%) | $537,400 (+7.78%) Land $288,600 Building $248,800 | |
| 2023 | $5,614.00 | $498,600 Land $253,600 Building $245,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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