8 Emerald Dr, Milford, ME 04461 Property Records

Penobscot County and Milford Town property record for 8 Emerald Dr, Milford, ME 04461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1994
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$296,900 (Aug 2021)
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MILD M:024 B:121`

Property Details

APN / Parcel Number

Primary APN	`MILD M:024 B:121`
Alternative APN	`1156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,056 sqft Living Area
Basement Area	686 sqft
Unfinished Basement	686 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1156
Street Address	8 EMERALD DR
City	MILFORD
State	ME
Zip	04461-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11 VIL
Legal Block	121
Jurisdiction	MILFORD ME
Township / Civil Division	MILFORD
Census Block Group	3
Census Block	3048
Census Tract	8001

Owner

8 Emerald Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Penobscot County and Milford Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 EMERALD DR, MILFORD, ME 04461-3321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2017	Deed of Trust, Mortgage NEW ENGLAND TREAMSTER
Sep 12, 2017	Deed of Trust, Mortgage MAINE SAVINGS FCU
Sep 12, 2017	Deed of Trust, Mortgage MAINE SAVINGS FCU
Aug 11, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BROKER SOLUTIONS INC
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 16, 2017	Deed of Trust, Mortgage PENOBSCOT CNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Document Number	202127507
Deed Book / Page	16147 / 164
Prior Transfer Date	Aug 9, 2021
Prior Transfer Doc	0161470164
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146740047
Date	Nov 20, 2017
Book Page	14674/0047
Instrument	000000036521

Lender

Name	NEW ENGLAND TREAMSTER

Agreement

Amount	Amount on Record
Term	121 Months
Due	Dec 8, 2027

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146060023
Date	Sep 12, 2017
Book Page	14606/0023
Instrument	000000028211

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2037

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146060037
Date	Sep 12, 2017
Book Page	14606/0037
Instrument	000000028212

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount on Record

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD ME
Recording Date	Aug 11, 2021
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Document Number	0161470164
Book / Page	16147 / 164
Instrument Date	Aug 9, 2021
Instrument	27507
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 WHITMAN ST, E BRIDGEWATER, MA 02333-1921

Mortgage

Document Number	0000027508
Date	Aug 11, 2021
Instrument	27508

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILFORD ME
Recording Date	Sep 14, 2018
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Document Number	0149380330
Book / Page	014938 / 000330
Instrument Date	Sep 13, 2018
Instrument	28078
Transaction Type	Transfer
Record Updated	Oct 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 EMERALD DR MILFORD ME 044613321, MILFORD, ME 04461-3321

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILFORD ME
Property Address	8 EMERALD DR, MILFORD, ME 04461-3321
Document Number	0145550152
Book / Page	014555 / 000152
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 EMERALD DR MILFORD ME 044613321, MILFORD, ME 04461-3321

Mortgage

Document Number	0145550152
Date	Jul 14, 2017
Book Page	014555/000152
Instrument	22316

Lender

Name	PENOBSCOT CNTY FCU
Type	Credit Union
Address	OLD TOWN, ME 04468

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 8 Emerald Dr was $3,391, up 11.8% from the year before.

Source: Penobscot County and Milford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Milford Town
Unified School District	Milford (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00 (+11.84%)	$137,800 (-) Land $28,400 Building $109,400
2024	$3,032.00	$137,800 Land $28,400 Building $109,400
2023			$311,505
2022	$2,480.00	$137,800 Land $28,400 Building $109,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	26 (1979–2008)
Claims Outside the SFHA	4 of 26
Most Recent Claim	May 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2008 · 6 claims Severe Storms & Flooding, Apr 1987 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Emerald Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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