8 Elmwood Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 8 Elmwood Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	3,303 sqft · built 1935
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Sep 2021)
Tax Bill	$19,020 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01325-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`14-01325-0000-00008`
Alternative APNs	`1400500000000008` `140132500008`

Interior

Building Area	3,303 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Old Parcel Number	1400500000000008
Street Address	8 ELMWOOD TER
City	WAYNE
State	NJ
Zip	07470-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	CEDARCLIFFE PACKANACK LAKE
Legal Block	1325
Legal Lot Number	8
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2014
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 20, 2021	Deed, Transfer · FHA Mortgage AMERICAS MORTGAGE LENDER LLC
Jul 10, 2018	Grant Deed, Transfer FIRST JERSEY TITLE SERVICES INC
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202159523
Deed Book / Page	4134 / 31
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302

Mortgage

Document Number	0000018610
Date	Jun 8, 2023
Book Page	M18510/114
Instrument	2023018610

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 20, 2021
Property Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302
Document Number	0000059523
Book / Page	D4134 / 31
Instrument Date	Sep 8, 2021
Instrument	2021059523
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,502.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302

Mortgage

Document Number	0000059524
Date	Sep 20, 2021
Instrument	2021059524

Lender

Name	AMERICAS MORTGAGE LENDER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 10, 2018
Property Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302
Document Number	0000030009
Book / Page	003348 / 000166
Instrument Date	Jul 5, 2018
Instrument	30009
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	FIRST JERSEY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$585.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ELMWOOD TER WAYNE NJ 074704302, WAYNE, NJ 07470-4302

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	8 ELMWOOD TER, WAYNE, NJ 07470-4302
Document Number	0000038384
Book / Page	014612 / 000198
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ELMWOOD TER WAYNE NJ 074704302, WAYNE, NJ 07470-4302

Mortgage

Document Number	0000038384
Date	Aug 11, 2017
Book Page	014612/000198
Instrument	38384

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,100 (-) Land $105,600 Building $211,500	$317,100 (-) Land $105,600 Building $211,500
2025	$19,020.00 (+0.88%)	$317,100 (-) Land $105,600 Building $211,500	$317,100 (-) Land $105,600 Building $211,500
2024	$18,854.00 (+5.17%)
2023		$317,100 Land $105,600 Building $211,500	$317,100 Land $105,600 Building $211,500
2022	$17,928.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Elmwood Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures