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8 Elm St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 8 Elm St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,352 sqft · built 1766
Lot Size0.075 acres (3,271 sqft)
OwnerTrust Name on File
Tax Bill$12,094 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APNMARB M:0165 B:0042 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0165 B:0042 L:0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area2,352 sqft Living Area
Gross Area2,874 sqft
Basement Area475 sqft
Unfinished Basement475 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1766
Effective Year BuiltEffective 1766
Architectural StyleHistorical
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area3,271 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address8 ELM ST
CityMARBLEHEAD
StateMA
Zip01945-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block42
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1009
Census Tract203302

Owner

Source: Essex County and Marblehead Town assessment roll, APN MARB M:0165 B:0042 L:0, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address18 STULTS RD, BELMONT, MA 02478-3431
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2020Deed of Trust, Mortgage · Balloon Mortgage
MAIN STREET BANK (MA)
Aug 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2018
Deed SaleAug 23, 2018
Prior SaleJun 11, 2004 · Amount on Record
Transfer Doc36957-433
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address8 ELM ST, MARBLEHEAD, MA 01945-3404
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38900-324
DateSep 03, 2020
Book Page38900/324
Instrument20200903002690
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateAug 23, 2018
Property Address8 ELM ST, MARBLEHEAD, MA 01945-3404
Document Number36957-433
Book / Page036957 / 000433
Instrument DateJun 26, 2018
Instrument180823910
Transaction TypeTransfer
Record UpdatedSep 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 STULTS RD BELMONT MA 024783431, BELMONT, MA 02478-3431

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,094.00 (+4.33%)$1,336,400 (+3.29%) Land $708,100 Building $628,300$1,463,285
2024$11,592.00 (+7.49%)$1,293,800 (+19.97%) Land $708,100 Building $585,700
2023$10,784.00$1,078,400 Land $610,100 Building $468,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 949 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3168000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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