Cromwell Town property record for 8 Elm Rd, Cromwell, CT 06416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,330 sqft · built 1950 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Nov 2025) |
| Tax Bill | $5,617 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-11 |
| Primary APN | 42-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 872 sqft |
| Basement Area | 732 sqft |
| Unfinished Basement | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 434500 |
|---|---|
| Street Address | 8 ELM RD |
| City | CROMWELL |
| State | CT |
| Zip | 06416-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Jurisdiction | CROMWELL CT |
| Township / Civil Division | CROMWELL |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 570300 |
8 Elm Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Cromwell Town records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 ELM RD, CROMWELL, CT 06416-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Nov 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2025 · Amount on File |
| Deed Sale | Nov 5, 2025 · Amount on File |
| Prior Sale | Aug 16, 2019 · Amount on File |
| Deed Document Number | 20252155 |
| Deed Book / Page | 1866 / 204 |
| Transfer Doc | 1547-320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROMWELL CT |
| Property Address | 8 ELM RD, CROMWELL, CT 06416-2146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001736-256 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 1736/256 |
| Instrument | 2402 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CROMWELL CT |
| Recording Date | Nov 5, 2025 |
| Property Address | 8 ELM RD, CROMWELL, CT 06416-2146 |
| Document Number | 001866-204 |
| Book / Page | 1866 / 204 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2155 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8 ELM RD, CROMWELL, CT 06416-2146 |
| Document Number | 0000002156 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2156 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 8 Elm Rd was $5,617.
Source: Cromwell Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cromwell Town |
| Unified School District | Cromwell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,617.00 | $182,420 Land $73,710 Building $108,710 | $127,694 Land $51,597 Building $76,097 |
| 2024 | $5,617.00 (+4.7%) | ||
| 2023 | $5,365.00 (+8.78%) | $182,420 (+23.27%) Land $73,710 Building $108,710 | |
| 2022 | $4,932.00 | $147,980 Land $67,480 Building $80,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8 Elm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8 Elm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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