8 Elm Ln, Windsor, ME 04363 Property Records

Kennebec County and Windsor Town property record for 8 Elm Ln, Windsor, ME 04363

Property Summary

Property Type	Single Family Home
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$231,300 (Oct 2016)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Oct 2022 Refinance Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINR M:10 L:001-6`

Property Details

APN / Parcel Number

Primary APN	`WINR M:10 L:001-6`
Alternative APNs	`M:10 L:001=6` `1254`

Exterior

Architectural Style	Multi-Family
Lot Area	126,324 sqft (2.9 acres)

Location & Zoning

Account Number	1254
Street Address	8 ELM LN
City	WINDSOR
State	ME
Zip	04363-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WINDSOR PINES WEST
Legal Lot Number	1-6
Jurisdiction	WINDSOR ME
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1004
Census Tract	19000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

8 Elm Ln is owned and occupied by two individuals who bought it in October 2016.

Source: Kennebec County and Windsor Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 ELM LN, WINDSOR, ME 04363-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES
Jun 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage LOW VA RATES
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2016 · Amount on File
Deed Sale	Oct 27, 2016 · Amount on File
Deed Document Number	201625719
Deed Book / Page	12450 / 195
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	4 ELM LN, WINDSOR, ME 04363-3123
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022025364
Date	Oct 14, 2022
Book Page	14605/1
Instrument	2022025364

Lender

Name	LOW VA RATES

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	4 ELM LN, WINDSOR, ME 04363-3123
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017012187
Date	Jun 8, 2017
Book Page	12625/0001
Instrument	2017012187

Lender

Name	LOW VA RATES

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Oct 1, 2020

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	4 ELM LN, WINDSOR, ME 04363-3123
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019013138
Date	Jun 28, 2019
Book Page	13253/12
Instrument	2019013138

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	4 ELM LN, WINDSOR, ME 04363-3123
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002764
Date	Feb 2, 2021
Book Page	13882/33
Instrument	2021002764

Lender

Name	LOW VA RATES

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR ME
Property Address	4 ELM LN, WINDSOR, ME 04363-3123
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006401
Date	Mar 24, 2020
Book Page	13509/335
Instrument	2020006401

Lender

Name	LOW VA RATES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Elm Ln was $3,447, up 2.2% from the year before.

Source: Kennebec County and Windsor Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Windsor Town
Unified School District	Regional School Unit 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,447.00 (+2.16%)	$366,700 (-) Land $37,900 Building $328,800
2024	$3,374.00 (+17.48%)	$366,700 (+85.11%) Land $37,900 Building $328,800
2023	$2,872.00 (+5.82%)	$198,100 (-) Land $19,800 Building $178,300
2022	$2,714.00	$198,100 Land $19,800 Building $178,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8 Elm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Elm Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Ln

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