8 Ella St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 8 Ella St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1900
Lot Size	0.711 acres (30,976 sqft)
Owner	Individual Name on File
Last Sale	$342,000 (May 2007)
Tax Bill	$6,277 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-G B:0004 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-G B:0004 L:0002`
Alternative APNs	`M:008=G B:0004 L:0002` `7957009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	896 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,976 sqft (0.711 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7957009
Street Address	8 ELLA ST
City	SAUGUS
State	MA
Zip	01906-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2028
Census Tract	208302

Owner

8 Ella St is owned and occupied by an individual who bought it in May 2007.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8 ELLA ST, SAUGUS, MA 01906-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU
Jul 13, 2017	Deed of Trust, Mortgage · Conventional with PMI JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2007 · Amount on File
Deed Sale	May 30, 2007 · Amount on File
Prior Sale	Feb 20, 2002 · Amount on File
Deed Book / Page	26883 / 475
Transfer Doc	1834000239
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 ELLA ST, SAUGUS, MA 01906-1520
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39472-323
Date	Jan 29, 2021
Book Page	39472/323
Instrument	20210129006820

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 ELLA ST, SAUGUS, MA 01906-1520
Document Number	36026-300
Book / Page	036026 / 000300
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36026-300
Date	Jul 18, 2017
Book Page	036026/000300
Instrument	1707180336

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 17, 2042

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	8 ELLA ST, SAUGUS, MA 01906-1520
Document Number	36026-281
Book / Page	036026 / 000281
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36026-281
Date	Jul 18, 2017
Book Page	036026/000281
Instrument	1707180335

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2026 property tax bill for 8 Ella St was $6,277, down 2.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,277.00 (-2.29%)	$602,400 (+0.15%) Land $389,300 Building $211,800	$610,272 (+7.14%)
2025	$6,424.00 (+4.54%)	$601,500 (+4.25%) Land $389,300 Building $212,200	$569,620
2024	$6,145.00 (+1.1%)	$577,000 (+6.89%) Land $369,200 Building $207,800
2023	$6,078.00	$539,800 Land $338,200 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Ella St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Ella St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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