8 Eagle Cove Ln, Saint Charles, MO 63303 Property Records

St. Charles County property record for 8 Eagle Cove Ln, Saint Charles, MO 63303

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,443 sqft · built 2002
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (Mar 2018)
Tax Bill$3,822 (2024)
Deeds & MortgagesApr 2023 Second Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNT020900057

Property Details

APN / Parcel Number

Primary APNT020900057
Alternative APN
  • 3-0003-8767-00-0086.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,443 sqft Living Area
Gross Area3,268 sqft
1st Floor Area1,452 sqft
Basement Area1,416 sqft
Finished Basement991 sqft
Unfinished Basement425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck AreaDeck Area
Patio Area144 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT020900057
Street Address8 EAGLE COVE LN
CitySAINT CHARLES
StateMO
Zip63303-3699
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCARROLLTON MANOR #1 UNIT 86
Legal SubdivisionCARROLLTON MANOR #1
Legal Lot Number86
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1064
Census Tract310901

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8 EAGLE COVE LN, SAINT CHARLES, MO 63303-3699
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Mar 20, 2018Quit Claim Deed, Transfer
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2018 · Amount on Record
Deed SaleMar 20, 2018 · Amount on Record
Prior SaleMay 25, 2016
Deed Document Number2018148870
Deed Book / Page6893 / 2275
Prior Transfer DateMar 5, 2018
Prior Transfer Doc0068932275
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address8 EAGLE COVE LN, SAINT CHARLES, MO 63303-3699
Transaction TypeMortgage
Record UpdatedMay 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 EAGLE COVE LN, SAINT CHARLES, MO 63303-3699

Mortgage

Document Number0000012467
DateApr 4, 2023
Instrument2023R-012467
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueMar 1, 2038

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMar 20, 2018
Property Address8 EAGLE COVE LN, SAINT CHARLES, MO 63303-3699
Document Number0068932275
Book / Page006893 / 002275
Instrument DateMar 5, 2018
Instrument148870
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8 EAGLE COVE LN ST CHARLES MO 633033699, ST CHARLES, MO 63303-3699

Mortgage

Document Number68932278
DateMar 20, 2018
Book Page006893/002278
Instrument148880
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueMar 19, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,944 (+2.28%)$347,074 (+2.28%) Building $347,074
2024$3,822.00
2023$64,475
2022$339,342 Building $339,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims69 (1979–2014)
Claims Outside the SFHA14 of 69
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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