Ocean County and Harvey Cedars Borough property record for 8 E Cumberland Ave, Harvey Cedars, NJ 08008
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,819 sqft · built 1990 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,775,000 (Jan 2021) |
| Tax Bill | $17,444 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2021 Sale + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 10-00006-0000-00043 |
| Primary APN | 10-00006-0000-00043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,819 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 1,819 sqft |
| Basement Area | 973 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1700 |
|---|---|
| Street Address | 8 E CUMBERLAND AVE |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | 50X125 |
| Legal Subdivision | HARVEY CEDARS |
| Legal Block | 6 |
| Legal Lot Number | 43 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 BRADDOCKS MILL CT, MEDFORD, NJ 08055-8127 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jan 20, 2021 | Grant Deed, Transfer ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| May 14, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Deed Document Number | 20219341 |
| Deed Book / Page | 18268 / 1235 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 8 E CUMBERLAND AVE, HARVEY CEDARS, NJ 08008-5724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | NATIONAL LINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0189920578 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 18992/578 |
| Instrument | 2022045174 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 20, 2021 |
| Property Address | 8 E CUMBERLAND AVE, HARVEY CEDARS, NJ 08008-5724 |
| Document Number | 0182681235 |
| Book / Page | 018268 / 001235 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 9341 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | ALTOR ABSTRACT COMPANY INC, ALTOR ABS CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,775.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 BRADDOCKS MILL CT MEDFORD NJ 080558127, MEDFORD, NJ 08055-8127 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 14, 2020 |
| Property Address | 8 E CUMBERLAND AVE, HARVEY CEDARS, NJ 08008-5724 |
| Document Number | 0178871999 |
| Book / Page | 017887 / 001999 |
| Instrument Date | May 7, 2020 |
| Instrument | 48845 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 E CUMBERLAND AVE HARVEY CEDARS NJ 080085724, HARVEY CEDARS, NJ 08008-5724 |
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,568,700 (-) Land $1,023,000 Building $545,700 | $1,568,700 (-) Land $1,023,000 Building $545,700 | |
| 2025 | $17,444.00 (-1.15%) | $1,568,700 (-) Land $1,023,000 Building $545,700 | $1,568,700 (-) Land $1,023,000 Building $545,700 |
| 2024 | $17,647.00 (+16.34%) | ||
| 2023 | $1,568,700 Land $1,023,000 Building $545,700 | $1,568,700 Land $1,023,000 Building $545,700 | |
| 2022 | $15,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 456 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 478 units insured incl. 22 condo units |
| Nearby Flood Claims | 681 (1979–2025) |
| Claims Outside the SFHA | 1 of 681 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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