8 E 81st St, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 8 E 81st St, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1987
Lot Size	0.092 acres (3,999 sqft)
Owner	Company Name on File
Last Sale	$2,270,881 (Jul 2022)
Tax Bill	$10,899 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`10-00080-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00080-0000-00012`
Alternative APNs	`100008000012` `12380`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,592 sqft Living Area
Gross Area	3,778 sqft
Basement Area	1,186 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	12380
Street Address	8 E 81ST ST
City	HARVEY CEDARS
State	NJ
Zip	08008-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	40X100
Legal Block	80
Legal Lot Number	12
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	205 AMBER ST, STATEN ISLAND, NY 10306-1823
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed, Transfer · Conventional Mortgage VAST BANK NA
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Dec 30, 2010 · Amount on Record
Deed Document Number	202279290
Deed Book / Page	19100 / 1676
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 15, 2022
Property Address	8 E 81ST ST, HARVEY CEDARS, NJ 08008-5928
Document Number	0191001676
Book / Page	19100 / 1676
Instrument Date	May 22, 2022
Instrument	2022079290
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	SURETY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$47,662.91
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 SIESTA KEY CIR, 750, SARASOTA, FL 34242-1250

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	205 AMBER ST, STATEN ISLAND, NY 10306-1823

Mortgage

Document Number	2022079291
Date	Jul 15, 2022
Instrument	2022079291

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	8 E 81ST ST, HARVEY CEDARS, NJ 08008-5928
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188660002
Date	Jan 13, 2022
Book Page	18866/2
Instrument	2022005692

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.87%
Index	Other
Max Rate	6.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	8 E 81ST ST, HARVEY CEDARS, NJ 08008-5928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176071642
Date	Sep 16, 2019
Book Page	17607/1642
Instrument	2019091399

Lender

Name	NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	8 E 81ST ST, HARVEY CEDARS, NJ 08008-5928
Document Number	0177431102
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 E 81ST ST HARVEY CEDARS NJ 080085928, HARVEY CEDARS, NJ 08008-5928

Mortgage

Document Number	0177431102
Date	Jan 7, 2020
Book Page	017743/001102
Instrument	1789

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,100 (-) Land $740,000 Building $240,100	$980,100 (-) Land $740,000 Building $240,100
2025	$10,899.00 (-1.15%)	$980,100 (-) Land $740,000 Building $240,100	$980,100 (-) Land $740,000 Building $240,100
2024	$11,026.00 (+16.34%)
2023		$980,100 Land $740,000 Building $240,100	$980,100 Land $740,000 Building $240,100
2022	$9,477.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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